10433 Sandtrap Dr, Spring Hill, FL 34608 Property Records

Hernando County property record for 10433 Sandtrap Dr, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1990
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Last Sale	$285,000 (Jun 2023)
Tax Bill	$2,802 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Apr 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R30-223-18-3517-0000-5770`

Property Details

APN / Parcel Number

Primary APN	`R30-223-18-3517-0000-5770`
Alternative APNs	`01185425` `1185425`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	2,317 sqft
1st Floor Area	1,626 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Screened Porch
Porch Area	474 sqft
Deck Area	238 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01185425
Street Address	10433 SANDTRAP DR
City	SPRING HILL
State	FL
Zip	34608-8436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LINKS AT SEVEN HILLS UNIT 8 LOT 577
Legal Range	18E
Legal Township	23S
Legal Section	30
Legal Subdivision	LINKS AT SEVEN HILLS UNIT 8
Legal Lot Number	577
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2002
Census Tract	40901

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10270 SEVENLEAF DR, SPRING HILL, FL 34608-9408
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Warranty Deed, Transfer · Conventional Mortgage SUNCOAST CU
Apr 27, 2023	Intrafamily Transfer, Transfer
Mar 23, 2022	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 28, 2018	Warranty Deed, Transfer · FHA Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Mar 23, 2022 · Amount on Record
Deed Document Number	202340337
Deed Book / Page	4314 / 1444
Prior Transfer Date	Apr 13, 2023
Prior Transfer Doc	0042900634
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 28, 2023
Property Address	10433 SANDTRAP DR, SPRING HILL, FL 34608-8436
Document Number	0043141444
Book / Page	4314 / 1444
Map Reference	MB 24 PG 1-3
Instrument Date	Jun 21, 2023
Instrument	2023040337
Transaction Type	Transfer
Record Updated	Jul 28, 2023
Title Company	EQUITY TITLE COMPANY, EQUITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10433 SANDTRAP DR, SPRING HILL, FL 34608-8436

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10270 SEVENLEAF DR, SPRING HILL, FL 34608-9408

Mortgage

Document Number	0043141446
Date	Jun 28, 2023
Instrument	4314/1446

Lender

Name	SUNCOAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Apr 27, 2023
Property Address	10433 SANDTRAP DR, SPRING HILL, FL 34608-8436
Document Number	0042900634
Book / Page	4290 / 634
Map Reference	MB 24 PG 1-3
Instrument Date	Apr 13, 2023
Instrument	2023024206
Transaction Type	Transfer
Record Updated	Jun 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1274 E 113TH AVE, TAMPA, FL 33612-1988

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10433 SANDTRAP DR, SPRING HILL, FL 34608-8436

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 23, 2022
Property Address	10433 SANDTRAP DR, SPRING HILL, FL 34608-8436
Document Number	0041450277
Book / Page	4145 / 277
Map Reference	MB 24 PG 1-3
Instrument Date	Mar 18, 2022
Instrument	2022022214
Transaction Type	Transfer
Record Updated	Apr 26, 2022
Title Company	TEXAS TITLE SOLUTIONS, TOTAL TITLE SOLUTIONS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,883.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12032 BANNISTER STREET, 12032, SPRING HILL, FL 34608

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10433 SANDTRAP DR, SPRING HILL, FL 34608-8436

Mortgage

Document Number	0004145279
Date	Mar 23, 2022
Instrument	4145/279

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Sep 28, 2018
Property Address	10433 SANDTRAP DR, SPRING HILL, FL 34608-8436
Document Number	0036280036
Book / Page	3628 / 0036
Map Reference	MB24 PG1-3
Instrument Date	Sep 26, 2018
Instrument	2018059180
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	SOUTHEAST TITLE OF TH SUNCOA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,106.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10433 SANDTRAP DR, SPRING HILL, FL 34608-8436

Mortgage

Document Number	2018059181
Date	Sep 28, 2018
Instrument	2018059181

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,802.00 (-26.03%)	$184,592 (-26.01%)	$243,266 (-2.49%) Land $19,406 Building $223,860
2023		$249,484 (+67.67%) Land $22,533 Building $226,951
2022	$3,788.00 Homeowner's exemption	$148,798	$249,484 Land $19,406 Building $230,078

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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