10433 Napa Rd, Adelanto, CA 92301 Property Records

San Bernardino County property record for 10433 Napa Rd, Adelanto, CA 92301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,447 sqft · built 1990
Lot Size0.211 acres (9,200 sqft)
Owner2 Trust Names on File
Tax Bill$932 (2025)
Deeds & MortgagesJul 2026 Sale
Jan 2026 Mortgage
+ 8 more
Flood ZoneZone X (moderate risk)
APN0459-661-07-0000

Property Details

APN / Parcel Number

Primary APN0459-661-07-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,447 sqft Living Area
Gross Area1,972 sqft
1st Floor Area1,447 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Architectural StyleModern
Construction TypeFrame
Roof MaterialTile
Lot Area9,200 sqft (0.211 acres)
Lot Dimensions115 ft deep x 80 ft wide
Garage TypeAttached
Garage Area525 sqft
Parking Spaces2 Parking Spaces
PorchPatio/Porch
Porch Area30 sqft
Patio Area30 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10433 NAPA RD
CityADELANTO
StateCA
Zip92301-2388
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 13875 LOT 7
Legal SubdivisionTRACT NO. 13875
Legal Tract13875
Legal Block2
Legal Lot Number7
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionVICTORVILLE-HESPERIA
Census Block Group2
Census Block2016
Census Tract9133

Owner

10433 Napa Rd is owner-occupied and held in a trust since January 2026.

Source: San Bernardino County records, as of July 30, 2026

Owner of Record2 Trust Names on File
Mailing Address10433 NAPA RD, ADELANTO, CA 92301-2388
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Grant Deed, Transfer
NONE LISTED ON DOCUMENT
Jan 29, 2026Intrafamily Transfer, Transfer · VA Mortgage
AMERITRUST MORTGAGE CORP
Jan 11, 2023Intrafamily Transfer, Transfer
Feb 22, 2022Deed of Trust, Mortgage · VA Mortgage
EMORTGAGE FUNDING LLC
May 3, 2021Deed of Trust, Mortgage · VA Mortgage
MISSION LOANS LLC
Oct 17, 2017Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Sep 30, 2019Deed of Trust, Mortgage · VA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jul 16, 2020Deed of Trust, Mortgage · VA Mortgage
EMBRACE HM LOANS
Dec 15, 2018Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
Apr 12, 2017Grant Deed, Transfer · VA Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 29, 2026
Deed SaleJan 29, 2026
Prior SaleApr 12, 2017 · Amount on File
Deed Document Number202621910
Prior Transfer DateAug 13, 2025
Prior Transfer Doc0000021910
Record UpdatedOct 29, 2026

July 2026: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateJul 17, 2026
Property Address10433 NAPA RD, ADELANTO, CA 92301-2388
Document Number0000184445
Instrument DateJun 23, 2026
Instrument2026184445
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address10433 NAPA RD, ADELANTO, CA 92301-2388

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateJan 29, 2026
Property Address10433 NAPA RD, ADELANTO, CA 92301-2388
Document Number0000021910
Map ReferenceMB 218 PG 15&16
Instrument DateAug 13, 2025
Instrument2026-0021910
Transaction TypeTransfer
Record UpdatedFeb 17, 2026
Title CompanyCALIFORNIA BEST TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10433 NAPA RD, ADELANTO, CA 92301-2388

Mortgage

Document Number0000021911
DateJan 29, 2026
Instrument2026-0021911
Lender
NameAMERITRUST MORTGAGE CORP
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

January 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN BERNARDINO CA
Recording DateJan 11, 2023
Property Address10433 NAPA RD, ADELANTO, CA 92301-2388
Document Number0000007879
Map ReferenceMB 218 PG 15-16
Instrument DateOct 31, 2022
Instrument2023-0007879
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address10433 NAPA RD, ADELANTO, CA 92301-2388

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10433 NAPA RD, ADELANTO, CA 92301-2388
Transaction TypeMortgage
Record UpdatedMar 4, 2022
Title CompanyORABGE COAST TITLE, ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10433 NAPA RD, ADELANTO, CA 92301-2388

Mortgage

Document Number0000068979
DateFeb 22, 2022
Instrument2022-0068979
Lender
NameEMORTGAGE FUNDING LLC
AddressTROY, MI 48084
Agreement
TypeVA Mortgage
AmountAmount on Record
Term181 Months
DueMar 1, 2037

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10433 NAPA RD, ADELANTO, CA 92301-2388
Transaction TypeMortgage
Record UpdatedMay 17, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address10433 NAPA RD, ADELANTO, CA 92301-2388

Mortgage

Document Number0000204269
DateMay 3, 2021
Instrument2021-0204269
Lender
NameMISSION LOANS LLC
TypeNon-Lending Institution
AddressDIAMOND BAR, CA 91765
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2036

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10433 NAPA RD, ADELANTO, CA 92301-2388
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000429245
DateOct 17, 2017
Instrument2017-0429245
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressTROY, MI 48083
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2047

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10433 NAPA RD, ADELANTO, CA 92301-2388
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000349771
DateSep 30, 2019
Instrument2019-0349771
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeVA Mortgage
AmountAmount on Record
Term157 Months
DueOct 1, 2032

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10433 NAPA RD, ADELANTO, CA 92301-2388
Document Number0000244688
Instrument DateJul 16, 2020
Transaction TypeMortgage
Record UpdatedAug 11, 2020
Title CompanyMIS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10433 NAPA RD ADELANTO CA 923012388, ADELANTO, CA 92301-2388

Mortgage

Document Number0000244688
DateJul 21, 2020
Instrument244688
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeVA Mortgage
AmountAmount on Record
Term240 Months
DueJul 20, 2040

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Property Address10433 NAPA RD, ADELANTO, CA 92301-2388
Document Number0000474446
Instrument DateDec 15, 2018
Transaction TypeMortgage
Record UpdatedJan 3, 2019
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
Address10433 NAPA RD ADELANTO CA 923012388, ADELANTO, CA 92301-2388

Mortgage

Document Number0000474446
DateDec 26, 2018
Instrument474446
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueDec 25, 2033

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateApr 12, 2017
Property Address10433 NAPA RD, ADELANTO, CA 92301-2388
Document Number0000151216
Map ReferenceMP218 PG15&16
Instrument DateFeb 23, 2017
Instrument2017-0151216
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyFIRST AMERICAN

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9551 AISLE OF PALMS, NILAND, CA 92257-9466

Mortgage

Document Number0000151217
DateApr 12, 2017
Instrument2017-0151217
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10433 Napa Rd was $932.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAdelanto City
CountySan Bernardino County
Elementary School DistrictAdelanto Elementary School District (KG - 06)
Secondary School DistrictVictor Valley Union High School District (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$198,168 (+2%) Land $11,838 Building $186,330
2025$932.00 Disabled Person's exemption$194,282 Land $11,606 Building $182,676
2023$969.00 (+1.68%) Disabled Person's exemption$186,737 Land $11,155 Building $175,582
2022$953.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10433 Napa Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10433 Napa Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ADELANTO
serves 39,930 people · EPA ID CA3610001
Water SourceGroundwater
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

Nearby Properties on Napa Rd

Nearby Streets

Search Property Records by Address or Parcel Number