Hillsborough County property record for 10432 Whispering Hammock Dr, Riverview, FL 33578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,330 sqft · built 2015 |
| Lot Size | 0.182 acres (7,938 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,990 (Dec 2015) |
| Tax Bill | $4,085 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 077452-6424 |
| Primary APN | 077452-6424 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,330 sqft Living Area |
| Gross Area | 2,936 sqft |
| 1st Floor Area | 918 sqft |
| Upper Floors Area | 1,412 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,938 sqft (0.182 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Stoop |
| Porch Area | 64 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0774526424 |
|---|---|
| Street Address | 10432 WHISPERING HAMMOCK DR |
| City | RIVERVIEW |
| State | FL |
| Zip | 33578-3415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | SANCTUARY PHASE 1 LOT 16 BLOCK 2 |
| Legal Range | 20E |
| Legal Township | 31S |
| Legal Section | 05 |
| Legal Subdivision | SANCTUARY PHASE 1 |
| Legal Phase | 1 |
| Legal Block | 2 |
| Legal Lot Number | 16 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 2 |
| Census Block | 2041 |
| Census Tract | 13807 |
10432 Whispering Hammock Dr is owned and occupied by an individual who bought it in December 2015.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5130 BRITTANY DR S, 906, SAINT PETERSBURG, FL 33715-1539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2015 · Amount on File |
| Deed Sale | Dec 16, 2015 · Amount on File |
| Deed Document Number | 2015485245 |
| Deed Book / Page | 23748 / 361 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10432 Whispering Hammock Dr was $4,085 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,070 (+2.7%) | $325,563 (-3.34%) Land $100,060 Building $225,503 | |
| 2025 | $4,085.00 Homeowner's exemption | $219,153 | $336,809 Land $107,757 Building $229,052 |
| 2023 | $3,636.00 (+5%) Homeowner's exemption | $206,774 (+3%) | $336,957 (+8.44%) Land $103,909 Building $233,048 |
| 2022 | $3,463.00 Homeowner's exemption | $200,751 | $310,717 Land $92,363 Building $218,354 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10432 Whispering Hammock Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
| Nearby Flood Claims | 6 (2020–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10432 Whispering Hammock Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Fiber · Cable in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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