10432 S Prospect Ave, Chicago, IL 60643 Property Records

Cook County property record for 10432 S Prospect Ave, Chicago, IL 60643

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,870 sqft · built 1903
Lot Size	0.224 acres (9,773 sqft)
Owner	Individual Name on File
Last Sale	$390,000 (Jun 2021)
Tax Bill	$4,375 (2023)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-18-205-051`

Property Details

APN / Parcel Number

Primary APN	`25-18-205-051`
Alternative APN	`25-18-205-051-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,870 sqft Living Area

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1905
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	9,773 sqft (0.224 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Street Address	10432 S PROSPECT AVE
City	CHICAGO
State	IL
Zip	60643-2855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	(BENNETTS) SUB OF LT7 IN BLK5 IN WASHINGTON HEIGHTS S UB OF PT OF SECS7,8,17,18,19 & 20 SEC 18-37-14
Legal Range	14E
Legal Township	37N
Legal Section	18
Legal Subdivision	BENNETTS SUB
Legal Block	5
Legal Lot Number	7
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	3
Census Block	3002
Census Tract	720700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ridge Historic District listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

10432 S Prospect Ave is owned and occupied by an individual who bought it in June 2021.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	10432 S PROSPECT AVE, CHICAGO, IL 60643-2855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Deed of Trust, Mortgage · Partial Claim Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 8, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Mar 12, 2020	Warranty Deed, Transfer · FHA Mortgage REGIONS MTG
Mar 24, 2017	Grant Deed, Transfer BRIDGEWELL CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2021 · Amount on File
Deed Sale	Jun 8, 2021 · Amount on File
Prior Sale	Mar 12, 2020 · Amount on File
Deed Document Number	202142016
Prior Transfer Date	Oct 3, 2011
Prior Transfer Doc	0000025005
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10432 S PROSPECT AVE, CHICAGO, IL 60643-2855
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10432 S PROSPECT AVE, CHICAGO, IL 60643-2855

Mortgage

Document Number	0008219070
Date	Mar 23, 2026
Instrument	2608219070

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Partial Claim Mortgage
Amount	Amount on Record
Term	303 Months
Due	Jun 1, 2051

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jun 8, 2021
Property Address	10432 S PROSPECT AVE, CHICAGO, IL 60643-2855
Document Number	0015942016
Instrument Date	May 10, 2021
Instrument	2115942016
Transaction Type	Transfer
Record Updated	Jun 22, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10432 S PROSPECT AVE, CHICAGO, IL 60643-2855

Mortgage

Document Number	0015942017
Date	Jun 8, 2021
Instrument	2115942017

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Interest

Rate	3.49%

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Mar 12, 2020
Property Address	10432 S PROSPECT AVE, CHICAGO, IL 60643-2855
Document Number	2007215113
Instrument Date	Mar 5, 2020
Instrument	7215113
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8034 S LUELLA AVE CHICAGO IL 606171150, CHICAGO, IL 60617-1150

Mortgage

Document Number	2007215114
Date	Mar 12, 2020
Instrument	7215114

Lender

Name	REGIONS MTG
Type	Mortgage Company
Address	BIRMINGHAM, AL 35244

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 11, 2050

Interest

Rate Type	Fixed Rate
Rate	3.5%

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COOK IL
Recording Date	Mar 24, 2017
Property Address	10432 S PROSPECT AVE, CHICAGO, IL 60643-2855
Document Number	1708306137
Instrument Date	Mar 6, 2017
Instrument	8306137
Transaction Type	Transfer
Record Updated	Apr 4, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	443 W 61ST CHICAGO IL 60621, CHICAGO, IL 60621

Mortgage

Document Number	1708306138
Date	Mar 24, 2017
Instrument	8306138

Lender

Name	BRIDGEWELL CAP
Type	Funding / Finance Company
Address	ORLANDO, FL 32801

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$45,000 Land $12,216 Building $32,784	$450,000 Land $122,160 Building $327,840
2023	$4,375.00 (+3.06%)
2022	$4,245.00 (-12.28%)	$24,000 (-) Land $9,773 Building $14,227	$240,000 (-) Land $97,730 Building $142,270
2021	$4,839.00	$24,000 Land $9,773 Building $14,227	$240,000 Land $97,730 Building $142,270

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10432 S Prospect Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10432 S Prospect Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

Nearby Properties on S Prospect Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures