10432 Root River Dr, Caledonia, WI 53108 Property Records

Racine County property record for 10432 Root River Dr, Caledonia, WI 53108

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 925 sqft · built 1955
Lot Size	0.249 acres (10,846 sqft)
Owner	Individual Name on File
Tax Bill	$2,663 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`104 042204249000`

Property Details

APN / Parcel Number

Primary APN	`104 042204249000`
Alternative APN	`004042204249000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	925 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	10,846 sqft (0.249 acres)
Garage Type	Detached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10432 ROOT RIVER DR
City	CALEDONIA
State	WI
Zip	53108-9668
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CADDY VISTA SOUTH 2ND ADD LOT 59 BLK B
Legal Range	22E
Legal Township	04N
Legal Section	04
Legal Subdivision	CADDY VISTA SOUTH
Legal Block	B
Legal Lot Number	59
Jurisdiction	RACINE WI
Township / Civil Division	CALEDONIA
Census Block Group	2
Census Block	2003
Census Tract	1601

Owner

10432 Root River Dr is owned and occupied by an individual.

Source: Racine County records, as of March 23, 2026

Owner of Record	Individual Name on File
Mailing Address	10432 ROOT RIVER DR, CALEDONIA, WI 53108-9668
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU
Aug 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	10432 ROOT RIVER DR, CALEDONIA, WI 53108-9668
Transaction Type	Mortgage
Record Updated	Dec 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002612488
Date	Nov 16, 2021
Instrument	2612488

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	JANESVILLE, WI 53545

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Dec 1, 2031

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	10432 ROOT RIVER DR, CALEDONIA, WI 53108-9668
Document Number	0002528341
Instrument Date	Aug 17, 2019
Transaction Type	Mortgage
Record Updated	Sep 19, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10432 ROOT RIVER DR CALEDONIA WI 531089668, CALEDONIA, WI 53108-9668

Mortgage

Document Number	0002528341
Date	Aug 20, 2019
Instrument	2528341

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	MOUNT PLEASANT, WI 53177-1917

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Aug 19, 2029

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RACINE WI
Property Address	10432 ROOT RIVER DR, CALEDONIA, WI 53108-9668
Document Number	0002484457
Instrument Date	Jan 12, 2018
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10432 ROOT RIVER DR CALEDONIA WI 531089668, CALEDONIA, WI 53108-9668

Mortgage

Document Number	0002484457
Date	Jan 16, 2018
Instrument	2484457

Lender

Name	EDUCATORS CU
Type	Credit Union
Address	RACINE, WI 53408

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 15, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 10432 Root River Dr was $2,663 with a homeowner's exemption.

Source: Racine County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Racine County
Municipality	Caledonia Village
Unified School District	Racine School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,663.00 Homeowner's exemption	$170,800 Land $35,400 Building $135,400	$179,171 Land $37,135 Building $142,036
2023	$2,263.00 (-6.26%) Homeowner's exemption	$143,600 (-8.18%) Land $35,400 Building $108,200	$140,515 (-8.18%) Land $34,639 Building $105,876
2022	$2,414.00 Homeowner's exemption	$156,400 Land $35,400 Building $121,000	$153,040 Land $34,639 Building $118,401

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10432 Root River Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10432 Root River Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 90% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

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