Rogers County property record for 10432 E 540 Rd, Claremore, OK 74019
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 3 ba · 2,896 sqft · built 2023 |
| Lot Size | 28.4 acres (1,237,540 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,937 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Nov 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20N16E-07-2-00000-003-0000 |
| Primary APN | 20N16E-07-2-00000-003-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,896 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Brick Veneer |
| Roof Material | Composition Shingle |
| Lot Area | 1,237,540 sqft (28.4 acres) |
| Porch | Slab |
| Porch Area | 894 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 107340 |
|---|---|
| Street Address | 10432 E 540 RD |
| City | CLAREMORE |
| State | OK |
| Zip | 74019-0228 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | TR DESC AS COMM NW/C N2 NW NE; S89.4439E 124.50' TO POB; S89.4439E 1198.49'; S00.0308E 984.87'; N89.4742W 1322.43'; N89.4739W |
| Legal Range | 16E |
| Legal Township | 20N |
| Legal Section | 07 |
| Jurisdiction | ROGERS OK |
| Township / Civil Division | CLAREMORE |
| Census Block Group | 1 |
| Census Block | 1043 |
| Census Tract | 50603 |
Source: Rogers County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10442 E 540 RD, CLAREMORE, OK 74019-0228 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Nov 16, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage SIMMONS BANK |
| Sep 20, 2023 | Deed of Trust, Mortgage · Construction Mortgage SIMMONS BANK |
| Feb 17, 2023 | Deed of Trust, Mortgage · Construction Mortgage SIMMONS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jan 23, 2025 |
| Transfer Doc | 0000001313 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROGERS OK |
| Recording Date | Jul 13, 2026 |
| Property Address | 10432 E 540 RD, CLAREMORE, OK 74019-0228 |
| Document Number | 0000010260 |
| Instrument Date | Jul 6, 2026 |
| Instrument | 202610260 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Trust, 212 |
| Address | 10432 E 540 RD, CLAREMORE, OK 74019-0228 |
| Document Number | 0000010260, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 202610260 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROGERS OK |
| Recording Date | Nov 16, 2023 |
| Property Address | 10432 E 540 RD, CLAREMORE, OK 74019-0228 |
| Document Number | 0000015965 |
| Instrument Date | Oct 30, 2023 |
| Instrument | 2023-015965 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10432 E 540 RD, CLAREMORE, OK 74019-0228 |
| Document Number | 0000015966 |
|---|---|
| Date | Nov 16, 2023 |
| Instrument | 2023-015966 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | PINE BLUFF, AR 71601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROGERS OK |
| Property Address | 10432 E 540 RD, CLAREMORE, OK 74019-0228 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2023 |
| Title Company | LEGAL TITLE AND CLOSING LLC, CLEAR TITLE & CLOSING LLC |
| Name | Verified Name |
|---|
| Document Number | 0000012642 |
|---|---|
| Date | Sep 20, 2023 |
| Instrument | 2023-012642 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74104 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 5 Months |
| Due | Feb 10, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROGERS OK |
| Property Address | 10432 E 540 RD, CLAREMORE, OK 74019-0228 |
| Transaction Type | Mortgage |
| Record Updated | Mar 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000002072 |
|---|---|
| Date | Feb 17, 2023 |
| Instrument | 2023-002072 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | TULSA, OK 74104 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 10, 2024 |
Source: Rogers County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Rogers County |
| Unified School District | Verdigris Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,937.00 (+12,558.97%) Homeowner's exemption | $52,512 (+12,523.08%) Land $416 Building $52,096 | $477,383 (+12,509.17%) Land $3,786 Building $473,597 |
| 2023 | $39.00 | $416 Land $416 | $3,786 Land $3,786 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 15, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2009–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 59% of the US · lower than 79% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROGERS CO RWD # 5 serves 11,782 people · EPA ID OK1021507 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Fiber | 2,000 / 35 |
| The Junction Internet Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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