Calhoun County property record for 10432 D Dr S, Ceresco, MI 49033
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,711 sqft · built 2005 |
| Lot Size | 10 acres (437,691 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,500 (Apr 2011) |
| Tax Bill | $5,890 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-140-009-01 |
| Primary APN | 17-140-009-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,711 sqft Living Area |
| 1st Floor Area | 1,711 sqft |
| Basement Area | 1,585 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Lot Area | 437,691 sqft (10 acres) |
| Garage Area | 666 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 10432 D DR S |
|---|---|
| City | CERESCO |
| State | MI |
| Zip | 49033-9781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AA |
| Legal Description | NEWTON TWP. SEC.14 T3S R7W W1/2 E1/2 NE1/4 NW1/4 DESC AS COM N89DEG 04'14"W 331.88 FT FROM N1/4 COR N89DEG 04'14"W 331.88 FT TO W LINE E1/2 NE1/4 NW1/4 S00DEG 08'39"E 1319.26 FT S89DEG 07'06"E 331.85 FT N00DEG 08'35"W 1318.98 FT TO BEG |
| Legal Range | 7W |
| Legal Township | 3S |
| Jurisdiction | CALHOUN MI |
| Township / Civil Division | NEWTON |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 2700 |
10432 D Dr S is owned and occupied by an individual who bought it in April 2011.
Source: Calhoun County records, as of October 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10432 D DR S, CERESCO, MI 49033-9781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2011 · Amount on File |
| Deed Sale | Apr 21, 2011 · Amount on File |
| Prior Sale | Apr 15, 2011 · Amount on File |
| Deed Book / Page | 3617 / 665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALHOUN MI |
| Property Address | 10432 D DR S, CERESCO, MI 49033-9781 |
| Transaction Type | Mortgage |
| Record Updated | Jul 8, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 004429/392 |
|---|---|
| Date | Jun 22, 2020 |
| Book Page | 4429/392 |
| Name | CHURCHILL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BRENTWOOD, TN 37027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
The 2025 property tax bill for 10432 D Dr S was $5,890 with a homeowner's exemption.
Source: Calhoun County assessment roll, as of October 19, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Calhoun County |
| County Subdivision | Newton Township |
| Unified School District | Harper Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,500 (+1.86%) | ||
| 2025 | $5,890.00 Homeowner's exemption | $226,300 | $461,000 (+1.86%) |
| 2024 | $452,600 (+18.98%) | ||
| 2023 | $190,200 | $380,400 | |
| 2022 | $4,616.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10432 D Dr S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective April 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | May 1991 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10432 D Dr S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
4G LTE (outdoors only), no 5G reported
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