10431 Palmera, Helotes, TX 78023 Property Records

Bexar County property record for 10431 Palmera, Helotes, TX 78023

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,129 sqft · built 2015
Lot Size	0.246 acres (10,713 sqft)
Owner	2 Individual Names on Record
Last Sale	$443,800 (Jun 2021)
Tax Bill	$7,979 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04557-104-0660`

Property Details

APN / Parcel Number

Primary APN	`04557-104-0660`
Alternative APN	`1194595`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,129 sqft Living Area
Gross Area	3,699 sqft
1st Floor Area	3,129 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Roof Material	Asphalt
Lot Area	10,713 sqft (0.246 acres)
Garage Type	Attached
Garage Area	570 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	450 sqft
Porch	Open Porch
Porch Area	350 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10431 PALMERA
City	HELOTES
State	TX
Zip	78023-2020
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CB 4557A (BRIDGEPOINT UT-4, 6, 9), BLOCK 4 LOT 66 2014- NEW PER PLAT 9652/109-112 FILED 3-8-13
Legal Subdivision	CB 4557A (BRIDGEPOINT UT-4, 6, 9)
Legal Tract	66
Legal Block	4
Legal Lot Number	66
Jurisdiction	BEXAR TX
Township / Civil Division	SAN ANTONIO NORTHWEST
Census Block Group	1
Census Block	1087
Census Tract	182103

Owner

Source: Bexar County records, as of May 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10431 PALMERA, HELOTES, TX 78023-2020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2021	Vendor's Lien, Transfer · Conventional Mortgage AMCAP MORTGAGE LTD
Mar 4, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2021 · Amount on Record
Deed Sale	Jun 18, 2021 · Amount on Record
Prior Sale	Mar 31, 2016 · Amount on Record
Deed Document Number	2021167373
Prior Transfer Date	Jun 17, 2021
Prior Transfer Doc	0000167373
Record Updated	Sep 20, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BEXAR TX
Recording Date	Jun 18, 2021
Property Address	10431 PALMERA, HELOTES, TX 78023-2020
Document Number	0000167373
Map Reference	VOL 9652 PG 109
Instrument Date	Jun 17, 2021
Instrument	20210167373
Transaction Type	Transfer
Record Updated	Jul 1, 2021
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10431 PALMERA, HELOTES, TX 78023-2020

Mortgage

Document Number	0000167374
Date	Jun 18, 2021
Instrument	20210167374

Lender

Name	AMCAP MORTGAGE LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEXAR TX
Property Address	10431 PALMERA, HELOTES, TX 78023-2020
Document Number	0000051989
Instrument Date	Mar 4, 2020
Transaction Type	Mortgage
Record Updated	Apr 7, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10431 PALMERA HELOTES TX 780232020, HELOTES, TX 78023-2020

Mortgage

Document Number	0000051989
Date	Mar 10, 2020
Instrument	51989

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 9, 2045

Tax Assessment & Valuation

Source: Bexar County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bexar County
Unified School District	Northside Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,979.00 (-4.77%) Homeowner's exemption	$541,500 (-4.5%) Land $96,420 Building $445,080	$541,500 (-4.5%) Land $96,420 Building $445,080
2024	$8,379.00 (-7.78%)
2023	$9,086.00 (-14.16%) Homeowner's exemption	$567,000 Land $96,420 Building $470,580	$567,000 Land $96,420 Building $470,580
2022	$10,585.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1998–2018)
Claims Outside the SFHA	9 of 11
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jul 2002 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN ANTONIO WATER SYSTEM serves 2,643,729 people · EPA ID TX0150018
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: VTX Communications.

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