10431 Balsa St, Rancho Cucamonga, CA 91730 Property Records

San Bernardino County property record for 10431 Balsa St, Rancho Cucamonga, CA 91730

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,204 sqft · built 1976
Lot Size	0.168 acres (7,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Oct 2016)
Tax Bill	$5,274 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1077-251-42-0000`

Property Details

APN / Parcel Number

Primary APN	`1077-251-42-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,204 sqft Living Area
Gross Area	1,720 sqft
1st Floor Area	1,204 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Modern
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,300 sqft (0.168 acres)
Lot Dimensions	100 ft deep x 73 ft wide
Garage Type	Attached
Garage Area	516 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10431 BALSA ST
City	RANCHO CUCAMONGA
State	CA
Zip	91730-1703
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 8928 LOT 31
Legal Subdivision	TRACT 8928
Legal Tract	8928
Legal Block	2
Legal Lot Number	31
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2000
Census Tract	2028

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10431 BALSA ST, RANCHO CUCAMONGA, CA 91730-1703
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2023	Deed of Trust, Mortgage · Line of Credit WESCOM CENTRAL CU
Jan 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage COMERICA BANK
Oct 22, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OWNING COROPORATION
Aug 18, 2017	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2016 · Amount on Record
Deed Sale	Oct 31, 2016 · Amount on Record
Prior Sale	Jun 3, 2013 · Amount on Record
Deed Document Number	2016455960
Last Transfer Date	Oct 6, 2020
Transfer Doc	0000407175
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10431 BALSA ST, RANCHO CUCAMONGA, CA 91730-1703
Transaction Type	Mortgage
Record Updated	Jan 5, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10431 BALSA ST, RANCHO CUCAMONGA, CA 91730-1703

Mortgage

Document Number	0000309327
Date	Dec 15, 2023
Instrument	2023-0309327

Lender

Name	WESCOM CENTRAL CU
Type	Credit Union
Address	RANCHO CUCAMONGA, CA 91730

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jan 25, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10431 BALSA ST, RANCHO CUCAMONGA, CA 91730-1703
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021522
Date	Jan 22, 2018
Instrument	2018-0021522

Lender

Name	COMERICA BANK
Type	Bank
Address	DALLAS, TX 75201

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 22, 2020
Property Address	10431 BALSA ST, RANCHO CUCAMONGA, CA 91730-1703
Document Number	0000407175
Map Reference	MB 124 PG 76-78
Instrument Date	Oct 6, 2020
Instrument	2020-0407175
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10431 BALSA ST, RANCHO CUCAMONGA, CA 91730-1703

Mortgage

Document Number	0000407176
Date	Oct 22, 2020
Instrument	2020-0407176

Lender

Name	OWNING COROPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 18, 2017
Property Address	10431 BALSA ST, RANCHO CUCAMONGA, CA 91730-1703
Document Number	0000338748
Instrument Date	Aug 17, 2017
Instrument	338748
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10431 BALSA ST RANCHO CUCAMONGA CA 917301703, RANCHO CUCAMONGA, CA 91730-1703

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rancho Cucamonga City
Elementary School District	Central Elementary School District (KG - 08)
Secondary School District	Chaffey Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$489,303 (+2%) Land $146,989 Building $342,314
2025	$5,274.00 (+5.06%) Homeowner's exemption	$479,709 (+4.04%) Land $144,107 Building $335,602
2023	$5,020.00 (+1.64%) Homeowner's exemption	$461,082 Land $138,511 Building $322,571
2022	$4,939.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CUCAMONGA VALLEY WATER DISTRICT serves 213,375 people · EPA ID CA3610018
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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