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10431 220th St, Spring Valley, MN 55975 Property Records

Fillmore County property record for 10431 220th St, Spring Valley, MN 55975

Property Summary

Property TypeSingle Family Home
Details1,662 sqft · built 1963
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$424,900 (Nov 2024)
Tax Bill$2,492 (2026)
Deeds & MortgagesSep 2026 Line of Credit
Flood ZoneZone X (minimal risk)
APN35.0326.010

Property Details

APN / Parcel Number

Primary APN35.0326.010

Interior

Building Area1,662 sqft Heated Area
Gross Area2,274 sqft
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 2015
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeFlat
Roof MaterialAsphalt
Lot Area435,600 sqft (10 acres)
Garage Area576 sqft
Parking Spaces2 Parking Spaces
Deck Area240 sqft
Shed1 Shed
Shed Area1,350 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address10431 220TH ST
CitySPRING VALLEY
StateMN
Zip55975-3246
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-31 TWP-103 RANGE-013 10.00 AC SW1/4 SE1/4 SW1/4
Legal Range13
Legal Township103
Legal Section31
JurisdictionFILLMORE MN
Township / Civil DivisionSPRING VALLEY
Census Block Group2
Census Block2049
Census Tract960300

Owner

Source: Fillmore County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10431 220TH ST, SPRING VALLEY, MN 55975-3246
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 6, 2024 · Amount on Record
Deed SaleNov 6, 2024 · Amount on Record
Prior SaleOct 30, 2024 · Amount on Record
Deed Document Number2024448532
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFILLMORE MN
Recording DateSep 11, 2026
Property Address10431 220TH ST, SPRING VALLEY, MN 55975-3246
Document Number0000456280
Instrument DateAug 24, 2026
Instrument2026456280
Transaction TypeMortgage
Record UpdatedSep 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10431 220TH ST, SPRING VALLEY, MN 55975-3246

Mortgage

Document Number0000456280,
DateSep 11, 2026
Instrument2026456280
Lender
NameALERUS FINANCIAL
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueAug 24, 2046
Interest
Rate TypeAdjustable Rate
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

Tax Assessment & Valuation

Source: Fillmore County assessment roll, as of August 13, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyFillmore County
County SubdivisionSpring Valley Township
Unified School DistrictKingsland Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,492.00 (-1.35%) Homeowner's exemption$390,800 (+6.72%) Land $135,200 Building $255,600$390,800 (+6.72%) Land $135,200 Building $255,600
2025$366,200 (+19.44%) Land $139,100 Building $227,100$366,200 (+19.44%) Land $139,100 Building $227,100
2023$306,600 Land $115,100 Building $191,500$306,600 Land $115,100 Building $191,500
2020$2,526.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims22 (2000–2024)
Claims Outside the SFHA4 of 22
Most Recent ClaimJun 2024 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jun 2024 · 10 claims
  • Severe Winter Storms, Flooding, And Tornadoes, Apr 2001 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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