10430 Windsor Way, Naples, FL 34109 Property Records

Collier County property record for 10430 Windsor Way, Naples, FL 34109

Property Summary

Property Type	Single Family Home
Details	1,947 sqft · built 1984
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Dec 2021)
Tax Bill	$5,685 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`691300 303A26`

Property Details

APN / Parcel Number

Primary APN	`691300 303A26`
Alternative APNs	`80171280009154000303` `80171280009`

Interior

Stories	1 Story
Building Area	1,947 sqft Living Area
1st Floor Area	1,947 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2005
Construction Type	Masonry / Concrete Block
Lot Area	10,890 sqft (0.25 acres)
Pool Area	312 sqft
Deck Area	1,058 sqft

Location & Zoning

Street Address	10430 WINDSOR WAY
City	NAPLES
State	FL
Zip	34109-1689
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-3
Legal Description	VICTORIA PARK TWO ADD LOT 30
Legal Range	25
Legal Township	48
Legal Section	26
Legal Subdivision	VICTORIA
Legal Tract	691300
Legal Block	2
Legal Lot Number	30
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	2
Census Block	2000
Census Tract	10213

Owner

10430 Windsor Way is owned and occupied by two individuals who bought it in December 2021.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10430 WINDSOR WAY, NAPLES, FL 34109-1689
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Jul 11, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC
Jun 14, 2018	Loan Modification, Mortgage · Conventional with PMI PENNYMAC
Jun 1, 2017	Warranty Deed, Transfer · FHA Mortgage SUMMIT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2021 · Amount on File
Deed Sale	Dec 7, 2021 · Amount on File
Prior Sale	Jun 1, 2017 · Amount on File
Deed Document Number	20216170074
Deed Book / Page	6052 / 1395
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Dec 7, 2021
Property Address	10430 WINDSOR WAY, NAPLES, FL 34109-1689
Document Number	0060521395
Book / Page	6052 / 1395
Map Reference	MB 13 PG 46
Instrument Date	Nov 4, 2021
Instrument	6170074
Transaction Type	Transfer
Record Updated	Dec 16, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,795.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12551 VENICIA DR, 12551, FORT MYERS, FL 33913-8145

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10430 WINDSOR WAY, NAPLES, FL 34109-1689

Mortgage

Document Number	0060521397
Date	Dec 7, 2021
Instrument	6052/1397

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	10430 WINDSOR WAY, NAPLES, FL 34109-1689
Document Number	0057940563
Instrument Date	Jul 11, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10430 WINDSOR WAY NAPLES FL 341091689, NAPLES, FL 34109-1689

Mortgage

Document Number	0057940563
Date	Jul 29, 2020
Book Page	005794/000563
Instrument	5900269

Lender

Name	PENNYMAC
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	Jul 28, 2048

June 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	10430 WINDSOR WAY, NAPLES, FL 34109-1689
Document Number	0055411974
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Nov 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10430 WINDSOR WAY NAPLES FL 341091689, NAPLES, FL 34109-1689

Mortgage

Document Number	0055411974
Date	Aug 9, 2018
Book Page	005541/001974
Instrument	5597529

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 8, 2048

Interest

Rate Type	Fixed Rate
Rate	3.87%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 1, 2017
Property Address	10430 WINDSOR WAY, NAPLES, FL 34109-1689
Document Number	0054001926
Book / Page	5400 / 1926
Map Reference	MB13 PG46
Instrument Date	May 31, 2017
Instrument	5412362
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28020 COOKSTOWN CT # 3093, 28020, BONITA SPRINGS, FL 34135-8763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10430 WINDSOR WAY, NAPLES, FL 34109-1689

Mortgage

Document Number	0005412363
Date	Jun 1, 2017
Instrument	5412363

Lender

Name	SUMMIT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10430 Windsor Way was $5,685 with a homeowner's exemption.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$620,090 (+2.7%)	$661,962 (+9.63%) Land $361,973 Building $299,989
2025	$5,685.00 Homeowner's exemption	$603,788 Land $340,200 Building $263,588	$603,788 Land $340,200 Building $263,588
2023	$6,336.00 (-2.84%) Homeowner's exemption	$653,124 (+3%)	$748,322 (+18.01%) Land $421,200 Building $327,122
2022	$6,521.00 Homeowner's exemption	$634,101 Land $285,405 Building $348,696	$634,101 Land $285,405 Building $348,696

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10430 Windsor Way in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 170 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	356 units insured incl. 186 condo units
Nearby Flood Claims	15 (1995–2022)
Claims Outside the SFHA	10 of 15
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10430 Windsor Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Hotwire Communications Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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