10430 Moorpark St, Spring Valley, CA 91978 Property Records

San Diego County property record for 10430 Moorpark St, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,991 sqft · built 1979
Lot Size	0.132 acres (5,764 sqft)
Owner	2 Individual Names on File
Last Sale	$519,000 (Sep 2017)
Tax Bill	$7,683 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`505-625-40-00`

Property Details

APN / Parcel Number

Primary APN	`505-625-40-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,991 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	5,764 sqft (0.132 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	10430 MOORPARK ST
City	SPRING VALLEY
State	CA
Zip	91978-1511
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RV
Legal Description	LOT 155 TR 008785
Legal Subdivision	CRESTWOOD
Legal Tract	008785
Legal Block	3
Legal Lot Number	155
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	13505

Owner

10430 Moorpark St is owned and occupied by two individuals who bought it in September 2017.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10430 MOORPARK ST, SPRING VALLEY, CA 91978-1511
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 29, 2017	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on File
Deed Sale	Sep 29, 2017 · Amount on File
Prior Sale	May 14, 2009 · Amount on File
Deed Document Number	2017451439
Prior Transfer Date	Apr 7, 2005
Prior Transfer Doc	0000322034
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	10430 MOORPARK ST, SPRING VALLEY, CA 91978-1511
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10430 MOORPARK ST, SPRING VALLEY, CA 91978-1511

Mortgage

Document Number	0000577906
Date	Sep 28, 2020
Instrument	2020-0577906

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Non-Lending Institution
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 29, 2017
Property Address	10430 MOORPARK ST, SPRING VALLEY, CA 91978-1511
Document Number	0000451439
Map Reference	MAP8785
Instrument Date	Sep 21, 2017
Instrument	2017-0451439
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10430 MOORPARK ST, SPRING VALLEY, CA 91978-1511

Mortgage

Document Number	0000451440
Date	Sep 29, 2017
Instrument	2017-0451440

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10430 Moorpark St was $7,683 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$602,335 (+2%) Land $251,720 Building $350,615
2025	$7,683.00 Homeowner's exemption	$590,526 Land $246,785 Building $343,741
2023	$7,185.00 (+1.53%) Homeowner's exemption	$567,597 Land $237,203 Building $330,394
2022	$7,077.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 10430 Moorpark St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10430 Moorpark St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OTAY WATER DISTRICT serves 242,155 people · EPA ID CA3710034
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30

May also be available: AT&T, GeoLinks, San Diego Broadband, T-Mobile, Verizon.

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