Madison County property record for 1043 Terrace Ct, Van Meter, IA 50261
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4.5 ba · 2,139 sqft · built 2021 |
| Lot Size | 3.09 acres (134,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $8,186 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Apr 2021 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 040010500020000 |
| Primary APN | 040010500020000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 5 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,139 sqft Living Area |
| Basement Area | 2,139 sqft |
| Finished Basement | 1,463 sqft |
| Unfinished Basement | 676 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 134,600 sqft (3.09 acres) |
| Garage Type | Attached |
| Garage Area | 1,526 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 110 sqft |
| Deck Area | 182 sqft |
| Patio Area | 286 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1043 TERRACE CT |
|---|---|
| City | VAN METER |
| State | IA |
| Zip | 50261-8025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 3.09A BLUEBIRD ESTATES SEC 5 & 6 |
| Legal Range | 26W |
| Legal Township | 77N |
| Legal Section | 06 |
| Legal Subdivision | BLUEBIRD ESTATES |
| Legal Lot Number | 2 |
| Jurisdiction | MADISON IA |
| Township / Civil Division | LEE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 60101 |
1043 Terrace Ct is owned and occupied by two individuals.
Source: Madison County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1043 TERRACE CT, VAN METER, IA 50261-8025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL TRUST BANK |
| Apr 12, 2021 | Deed of Trust, Mortgage · Construction Mortgage EARLHAM SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IA |
| Property Address | 1043 TERRACE CT, VAN METER, IA 50261-8025 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 02021/4695 |
|---|---|
| Date | Nov 12, 2021 |
| Book Page | 2021/4695 |
| Instrument | 2021 4695 |
| Name | CENTRAL TRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON IA |
| Property Address | 1043 TERRACE CT, VAN METER, IA 50261-8025 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021/1494 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 2021/1494 |
| Instrument | 2021 1494 |
| Name | EARLHAM SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Apr 6, 2061 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 1043 Terrace Ct was $8,186 with a homeowner's exemption.
Source: Madison County assessment roll, as of October 20, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Madison County |
| Unified School District | Van Meter Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,186.00 Homeowner's exemption | $651,000 Land $119,300 Building $531,700 | $651,000 Land $119,300 Building $531,700 |
| 2024 | $8,186.00 | ||
| 2023 | $598,400 Land $119,300 Building $479,100 | $598,400 Land $119,300 Building $479,100 | |
| 2022 | $8,008.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1043 Terrace Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1043 Terrace Ct is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 69% of Iowa |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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