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1043 Smithfield Ave, #1045, Lincoln, RI 02865 Property Records

Cumberland Town property record for 1043 Smithfield Ave, #1045, Lincoln, RI 02865

Property Summary

Property TypeMulti-Family Dwellings
Details8 bd · 2 ba · 2,975 sqft · built 1915
Lot Size0.226 acres (9,845 sqft)
OwnerIndividual Name on File
Last Sale$215,000 (Apr 2009)
Tax Bill$8,528 (2025)
Deeds & MortgagesFeb 2021 Refinance
Aug 2023 Transfer
Flood ZoneZone X (minimal risk)
APN8-24189-37

Property Details

APN / Parcel Number

Primary APN8-24189-37
Alternative APN
  • LINC M:07 L:101.0 U

Interior

Bedrooms8 Beds
Full Baths2 Baths
Total Rooms16 Rooms
Units2 Units
Stories2 Stories
Building Area2,975 sqft Living Area
Gross Area4,888 sqft
1st Floor Area1,508 sqft
Basement Area1,508 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleMulti-Family
Exterior MaterialCombination
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,845 sqft (0.226 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number8-24189-37
Street Address1043 SMITHFIELD AVE, 1045
CityLINCOLN
StateRI
Zip02865-2625
Property CategoryResidential
Property TypeResidential > Multi-Unit > Multi-Family Dwellings
Local Zoning CodeRG7
Legal Lot Number101.0
JurisdictionLINCOLN RI
Township / Civil DivisionLINCOLN
Census Block Group1
Census Block1007
Census Tract11702

Owner

1043 Smithfield Ave, #1045 is owned and occupied by an individual who acquired it in August 2023.

Source: Cumberland Town records, as of June 22, 2026

Owner of RecordIndividual Name on File
Mailing Address1043 SMITHFIELD AVE, 1045, LINCOLN, RI 02865-2625
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
QUICKEN LOANS INC
Aug 7, 2023Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2009 · Amount on File
Deed SaleApr 29, 2009 · Amount on File
Prior SaleJun 10, 2005 · Amount on File
Deed Book / Page1579 / 175
Last Transfer DateAug 3, 2023
Transfer Doc002498-149
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN RI
Property Address1043-1045 SMITHFIELD AVE, LINCOLN, RI 02865
Transaction TypeMortgage
Record UpdatedAug 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002314-24
DateFeb 17, 2021
Book Page2314/24
Instrument20210000000855
Lender
NameQUICKEN LOANS INC
TypeLending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueMar 1, 2051

August 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLINCOLN RI
Recording DateAug 7, 2023
Property Address1043-1045 SMITHFIELD AVE, LINCOLN, RI 02865
Document Number002498-149
Book / Page2498 / 149
Instrument DateAug 3, 2023
Instrument20230000002001
Transaction TypeTransfer
Record UpdatedAug 17, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1043 SMITHFIELD AVE # 1045, 1045, LINCOLN, RI 02865-2625

Tax Assessment & Valuation

The 2025 property tax bill for 1043 Smithfield Ave, #1045 was $8,528.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionCumberland Town
Unified School DistrictCumberland School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,528.00$630,800 Land $163,800 Building $467,000
2023$6,782.00$411,300 Land $127,600 Building $283,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1043 Smithfield Ave, #1045 in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims20 (1979–2024)
Claims Outside the SFHA17 of 20
Most Recent ClaimJan 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1043 Smithfield Ave, #1045 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPAWTUCKET WATER SUPPLY BOARD VEOLIA-NA
serves 98,130 people · EPA ID RI1592021
Water SourceSurface water
Last State InspectionJun 2024
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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