1043 S Cleveland St, Oceanside, CA 92054 Property Records

San Diego County property record for 1043 S Cleveland St, Oceanside, CA 92054

Property Summary

Details8,462 sqft · built 1969
Lot Size0.279 acres (12,136 sqft)
OwnerCompany Name on Record
Last Sale$1,775,000 (Jul 2017)
Tax Bill$22,649 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jul 2017 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN152-013-13-00

Property Details

APN / Parcel Number

Primary APN152-013-13-00
Alternative APN
  • 1520131200

Interior

Stories1 Story
Building Area8,462 sqft Total Area

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Exterior MaterialConcrete
Construction TypeConcrete
Roof TypeFlat
Lot Area12,136 sqft (0.279 acres)
Lot Dimensions100 ft deep x 125 ft wide
View / LotCorner
Garage TypeOpen

Location & Zoning

Old Parcel Number1520131200
Street Address1043 S CLEVELAND ST
CityOCEANSIDE
StateCA
Zip92054-5029
Property CategoryCommercial
Property TypeUnknown
Local Zoning CodeR-3
Legal DescriptionBLK 1 LOTS 11 & 12 STS CLSD & TR 000163
Legal SubdivisionJARVIS ADD
Legal Tract000163
Legal Block1
Legal Lot Number11,12
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1016
Census Tract18201

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address906 EOLUS AVE, ENCINITAS, CA 92024-2141
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2021Deed of Trust, Mortgage · Commercial Mortgage
ZB NA
Jul 19, 2017Grant Deed, Transfer · Line of Credit
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 19, 2017 · Amount on Record
Deed SaleJul 19, 2017 · Amount on Record
Prior SaleNov 9, 2012 · Amount on Record
Deed Document Number2017325517
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1043 S CLEVELAND ST, OCEANSIDE, CA 92054-5029
Transaction TypeMortgage
Record UpdatedSep 28, 2023
Title CompanyCHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

NameVerified Name
Address906 EOLUS AVE, ENCINITAS, CA 92024-2141

Mortgage

Document Number0000813934
DateNov 29, 2021
Instrument2021-0813934
Lender
NameZB NA
TypeBank
AddressCARLSBAD, CA 92011
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 19, 2017
Property Address1043 S CLEVELAND ST, OCEANSIDE, CA 92054-5029
Document Number0000325517
Instrument DateJun 23, 2017
Instrument325517
Transaction TypeTransfer
Record UpdatedAug 22, 2018
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,952.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address906 EOLUS AVE ENCINITAS CA 920242141, ENCINITAS, CA 92024-2141

Mortgage

Document Number325518
DateJul 19, 2017
Instrument325518
Lender
NameBANK OF AMERICA
TypeBank
Address70 BATTERSON PARK RD, FARMINGTON, CT 06032-2580
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,060,035 (+2%) Land $899,452 Building $1,160,583
2025$22,649.00 (+5.16%)$2,019,643 (+4.04%) Land $881,816 Building $1,137,827
2023$21,537.00 (+1.53%)$1,941,220 Land $847,575 Building $1,093,645
2022$21,212.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemArviso - Mobile Home Park
private · serves 70 people · EPA ID 090605121
Water SourceGroundwater
Last State InspectionFeb 2026
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Dec 2019
Monitoring and Reporting26
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 573 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, GeoLinks.

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