San Diego County property record for 1043 Olive Crest Dr, Encinitas, CA 92024 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,575 sqft · built 1989 |
| Lot Size | 0.484 acres (21,063 sqft) |
| Owner | Company Name on File |
| Last Sale | $415,900 (Dec 1988) |
| Tax Bill | $10,180 (2025) |
| Deeds & Mortgages | May 2024 Line of Credit Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 264-340-04-00 |
| Primary APN | 264-340-04-00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,575 sqft Living Area |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 21,063 sqft (0.484 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 1043 OLIVE CREST DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-6830 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 TR 011956 |
| Legal Subdivision | ENCINITAS ESTATES |
| Legal Tract | 011956 |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 17111 |
Source: San Diego County records · APN 264-340-04-00
Assessment roll updated July 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1043 OLIVE CREST DR, ENCINITAS, CA 92024-6830 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Date | Document |
|---|---|
| May 06, 2024 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Apr 09, 2021 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 06, 1988 · Amount on Record |
| Deed Sale | Dec 06, 1988 · Amount on Record |
| Deed Document Number | 1988624429 |
| Last Transfer Date | Sep 22, 2015 |
| Transfer Doc | 0000511672 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1043 OLIVE CREST DR, ENCINITAS, CA 92024-6830 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 1043 OLIVE CREST DR, ENCINITAS, CA 92024-6830 |
| Document Number | 0000113207 |
|---|---|
| Date | May 06, 2024 |
| Instrument | 2024-0113207 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 26, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1043 OLIVE CREST DR, ENCINITAS, CA 92024-6830 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Title Company | NEXTITLE |
| Name | Verified Name |
|---|---|
| Address | 1043 OLIVE CREST DR, ENCINITAS, CA 92024-6830 |
| Document Number | 0000279293 |
|---|---|
| Date | Apr 09, 2021 |
| Instrument | 2021-0279293 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $795,167 (+2%) Land $168,877 Building $626,290 | |
| 2025 | $10,180.00 (+8.09%) Homeowner's exemption | $779,576 (+4.04%) Land $165,566 Building $614,010 |
| 2023 | $9,418.00 (+2.34%) Homeowner's exemption | $749,306 Land $159,138 Building $590,168 |
| 2022 | $9,203.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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