1043 Nancy Dr, Charlotte, NC 28211 Property Records

Mecklenburg County property record for 1043 Nancy Dr, Charlotte, NC 28211

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,928 sqft · built 1962
Lot Size	0.405 acres (17,676 sqft)
Owner	Individual Name on File
Last Sale	$610,000 (Sep 2022)
Tax Bill	$6,343 (2023)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Sep 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`157-106-19`

Property Details

APN / Parcel Number

Primary APN	`157-106-19`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,928 sqft Heated Area
1st Floor Area	1,228 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Split Level
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	17,676 sqft (0.405 acres)
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	157-106-19
Street Address	1043 NANCY DR
City	CHARLOTTE
State	NC
Zip	28211-1532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L10 BA M9-267
Legal Subdivision	HILLSBOROUGH ACRES
Legal Block	A
Legal Lot Number	10
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1001
Census Tract	2100

Owner

1043 Nancy Dr is owned and occupied by an individual who bought it in September 2022.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1043 NANCY DR, CHARLOTTE, NC 28211-1532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2025	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Sep 20, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
May 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO
Mar 13, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage POTOMAC MORTGAGE GROUP LLC
Sep 21, 2018	Warranty Deed, Transfer · Construction Mortgage STRAIGHTLINE FNDG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2022 · Amount on File
Deed Sale	Sep 20, 2022 · Amount on File
Prior Sale	Mar 13, 2019
Deed Document Number	0003765579
Deed Book / Page	37655 / 79
Record Updated	Sep 20, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jun 25, 2025
Property Address	1043 NANCY DR, CHARLOTTE, NC 28211-1532
Document Number	0000062500
Book / Page	39675 / 629
Map Reference	MB 9 PG 267
Instrument Date	Jun 24, 2025
Instrument	2025062500
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 WOODLAWN AVE, MOUNT HOLLY, NC 28120-1258

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 NANCY DR, CHARLOTTE, NC 28211-1532

Mortgage

Document Number	0000062501
Date	Jun 25, 2025
Instrument	2025062501

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2055

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 20, 2022
Property Address	1043 NANCY DR, CHARLOTTE, NC 28211-1532
Document Number	0000132667
Book / Page	37655 / 79
Map Reference	MB 9 PG 267
Instrument Date	Sep 20, 2022
Instrument	2022132667
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4617 WEBBS CHAPEL CHURCH RD, DENVER, NC 28037-9422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 NANCY DR, CHARLOTTE, NC 28211-1532

Mortgage

Document Number	0000132668
Date	Sep 20, 2022
Instrument	2022132668

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1043 NANCY DR, CHARLOTTE, NC 28211-1532
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066034
Date	May 8, 2020
Book Page	34557/476
Instrument	2020066034

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

March 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Mar 13, 2019
Property Address	1043 NANCY DR, CHARLOTTE, NC 28211-1532
Document Number	0000027905
Book / Page	33345 / 956
Map Reference	MB 9 PG 267
Instrument Date	Mar 12, 2019
Instrument	2019027905
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8111 PELORUS LN, 8111, CHARLOTTE, NC 28269-6925

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	00000

Mortgage

Document Number	0000027906
Date	Mar 13, 2019
Instrument	2019027906

Lender

Name	POTOMAC MORTGAGE GROUP LLC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Sep 21, 2018
Property Address	1043 NANCY DR, CHARLOTTE, NC 28211-1532
Document Number	0000120074
Book / Page	032992 / 000045
Instrument Date	Sep 20, 2018
Instrument	120074
Transaction Type	Transfer
Record Updated	Jan 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8111 PELORUS LN CHARLOTTE NC 282696925, CHARLOTTE, NC 28269-6925

Mortgage

Document Number	120075
Date	Sep 21, 2018
Book Page	032992/000047
Instrument	120075

Lender

Name	STRAIGHTLINE FNDG LLC
Address	ATLANTA, GA 30309

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Sep 20, 2019

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 1043 Nancy Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1043 Nancy Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Nancy Dr

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