1043 N Ruby Pl, Washington, UT 84780 Property Records

Washington County property record for 1043 N Ruby Pl, Washington, UT 84780

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 1,659 sqft · built 2014
Lot Size0.45 acres (19,602 sqft)
Owner2 Individual Names on File
Tax Bill$2,105 (2023)
Deeds & MortgagesFeb 2024 Line of Credit
Oct 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APNW-NWSS-3-58

Property Details

APN / Parcel Number

Primary APNW-NWSS-3-58
Alternative APN
  • 0720048

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,659 sqft Living Area
Gross Area3,616 sqft
Basement Area1,262 sqft
Finished Basement1,262 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2014
Architectural StyleRanch
Exterior MaterialStucco
Roof MaterialTile
Lot Area19,602 sqft (0.45 acres)
Garage Area695 sqft

Exterior Amenities

PorchOpen Porch
Porch Area1,702 sqft
Deck Area225 sqft
Patio Area144 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0720048
Street Address1043 N RUBY PL
CityWASHINGTON
StateUT
Zip84780-8229
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: NEW WARM SPRINGS 3 (W) LOT: 58
Legal SubdivisionNEW WARM SPRINGS 3
Legal Lot Number58
JurisdictionWASHINGTON UT
Township / Civil DivisionST. GEORGE
Census Block Group2
Census Block2021
Census Tract270802

Owner

Source: Washington County records · APN W-NWSS-3-58

Assessment roll updated May 22, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1043 N RUBY PL, WASHINGTON, UT 84780-8229
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2024Deed of Trust, Mortgage · Line of Credit
CHARTWAY FCU
Oct 31, 2022Deed of Trust, Mortgage · Line of Credit
CHARTWAY FCU
Nov 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC
Jan 27, 2020Deed of Trust, Mortgage · Line of Credit
CHARTWAY FCU
Oct 18, 2019Deed of Trust, Mortgage
BAY EQUITY
Jan 12, 2018Warranty Deed, Transfer
BAY EQUITY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 12, 2018
Deed SaleJan 12, 2018
Prior SaleApr 22, 2014
Deed Document Number20180001790
Record UpdatedJun 07, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address1043 N RUBY PL, WASHINGTON, UT 84780-8229
Transaction TypeMortgage
Record UpdatedMar 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005499
DateFeb 26, 2024
Instrument20240005499
Lender
NameCHARTWAY FCU
TypeCredit Union
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueFeb 25, 2039
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address1043 N RUBY PL, WASHINGTON, UT 84780-8229
Transaction TypeMortgage
Record UpdatedNov 09, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000048423
DateOct 31, 2022
Instrument20220048423
Lender
NameCHARTWAY FCU
TypeCredit Union
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueOct 30, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address1043 N RUBY PL, WASHINGTON, UT 84780-8229
Transaction TypeMortgage
Record UpdatedNov 17, 2021
Title CompanyTERRA TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072309
DateNov 10, 2021
Instrument20210072309
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address1043 N RUBY PL, WASHINGTON, UT 84780-8229
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004051
DateJan 27, 2020
Instrument20200004051
Lender
NameCHARTWAY FCU
TypeCredit Union
AddressVIRGINIA BEACH, VA 23462
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJan 26, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address1043 N RUBY PL, WASHINGTON, UT 84780-8229
Document Number0000043911
Instrument DateOct 18, 2019
Transaction TypeMortgage
Record UpdatedNov 06, 2019
Title CompanyTERRA TITLE COMPANY, TERRA TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1043 N RUBY PL WASHINGTON UT 847808229, WASHINGTON, UT 84780-8229

Mortgage

Document Number0000043911
DateOct 23, 2019
Instrument43911
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
AmountAmount Recorded
Term360 Months
DueOct 22, 2049

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON UT
Recording DateJan 12, 2018
Property Address1043 N RUBY PL, WASHINGTON, UT 84780-8229
Document Number0000001790
Instrument DateJan 11, 2018
Instrument1790
Transaction TypeTransfer
Record UpdatedJan 30, 2018
Title CompanyTERRA TITLE COMPANY

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1043 N RUBY PL WASHINGTON UT 847808229, WASHINGTON, UT 84780-8229

Mortgage

Document Number1791
DateJan 12, 2018
Instrument1791
Lender
NameBAY EQUITY
TypeFunding / Finance Company
AddressSAUSALITO, CA 94965
Agreement
AmountAmount Recorded
Term360 Months
DueJan 11, 2048

Tax Assessment & Valuation

Source: Washington County records · Assessment roll updated May 22, 2023 · Last verified November 2023

Property Jurisdictions

TypeName
StateUtah
CountyWashington County
MunicipalityWashington City
Unified School DistrictWashington School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2023$2,105.00$315,975$574,500 Land $120,800 Building $453,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2001)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 2001 · rainfall accumulation

Wildfire

Wildfire RiskModerate
above 43% of the US · lower than 66% of Utah
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Lumen Technologies
Fiber
2,000 / 1,000
TDS Telecom
Cable · Fiber in parts of the area
1,000 / 20
FIF St. George
Fixed Wireless
200 / 40
AT&T
Fixed Wireless
100 / 20
Kayenta Technologies
Fixed Wireless
100 / 20

May also be available: Verizon.

Based on FCC filings for 272 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWASHINGTON CITY
serves 45,865 people
Water SourceSurface water
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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