1043 Monte Verde Dr, Pacifica, CA 94044 Property Records

San Mateo County property record for 1043 Monte Verde Dr, Pacifica, CA 94044

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,215 sqft · built 1954
Lot Size	0.251 acres (10,937 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,170,000 (Jan 2018)
Tax Bill	$18,032 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`023-232-060`

Property Details

APN / Parcel Number

Primary APN	`023-232-060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,215 sqft Living Area
1st Floor Area	1,040 sqft
2nd Floor Area	1,050 sqft
Basement Area	1,040 sqft
Finished Basement	1,040 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	10,937 sqft (0.251 acres)
Lot Dimensions	155 ft deep x 70 ft wide
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1043 MONTE VERDE DR
City	PACIFICA
State	CA
Zip	94044-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 16 BLOCK 3 & ELY 16.50 FT OF LOT 15 BLOCK 3 LINDA MAR NO 1 RSM 37/22 23
Legal Subdivision	LINDA MAR NO 1
Legal Block	3
Legal Lot Number	16,15
Jurisdiction	SAN MATEO CA
Township / Civil Division	SOUTH SAN FRANCISCO
Census Block Group	3
Census Block	3003
Census Tract	603300

Owner

Source: San Mateo County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1043 MONTE VERDE DR, PACIFICA, CA 94044-4122
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Jan 26, 2018	Grant Deed, Transfer STEARNS LNDG
Dec 14, 2017	Grant Deed, Transfer FIRSTAMERICAN TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2018 · Amount on Record
Deed Sale	Jan 26, 2018 · Amount on Record
Prior Sale	Jan 25, 2018 · Amount on Record
Deed Document Number	20185428
Prior Transfer Date	Jul 1, 2010
Prior Transfer Doc	0000075856
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	1043 MONTE VERDE DR, PACIFICA, CA 94044-4122
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 MONTE VERDE DR, PACIFICA, CA 94044-4122

Mortgage

Document Number	0000080402
Date	May 21, 2021
Instrument	2021-080402

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jan 26, 2018
Property Address	1043 MONTE VERDE DR, PACIFICA, CA 94044-4122
Document Number	0000005428
Instrument Date	Jan 23, 2018
Instrument	5428
Transaction Type	Transfer
Record Updated	Feb 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1043 MONTE VERDE DR PACIFICA CA 940444122, PACIFICA, CA 94044-4122

Mortgage

Document Number	5429
Date	Jan 26, 2018
Instrument	5429

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 25, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Dec 14, 2017
Property Address	1043 MONTE VERDE DR, PACIFICA, CA 94044-4122
Document Number	0000112459
Instrument Date	Dec 11, 2017
Instrument	112459
Transaction Type	Transfer
Record Updated	Jan 23, 2018
Title Company	FIRSTAMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$643.50

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	127 ALVARADO AVE PACIFICA CA 94044, PACIFICA, CA 94044

Tax Assessment & Valuation

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	Pacifica City
Secondary School District	Jefferson Union High School District (09 - 12)
Elementary School District	Pacifica School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,357,878 (+2%) Land $950,516 Building $407,362
2025	$18,032.00 (+5.01%) Homeowner's exemption	$1,331,254 (+4.04%) Land $931,879 Building $399,375
2023	$17,172.00 (+5.43%) Homeowner's exemption	$1,279,562 Land $895,694 Building $383,868	$1,693,530
2022	$16,287.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	14 (1979–2017)
Claims Outside the SFHA	7 of 14
Most Recent Claim	Feb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH COAST COUNTY WATER DIST serves 38,546 people · EPA ID CA4110025
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Unwired.

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