1043 Main St, Jay, ME 04239 Property Records

Franklin County and Jay Town property record for 1043 Main St, Jay, ME 04239 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,526 sqft · built 1940
Lot Size	1.35 acres (58,806 sqft)
Owner	2 Individual Names on File
Last Sale	$87,500 (May 2024)
Tax Bill	$3,502 (2025)
Deeds & Mortgages	Apr 2022 Refinance Mar 2018 Mortgage + 1 more
APN	`JAYY M:029 L:032`

Property Details

APN / Parcel Number

Primary APN	`JAYY M:029 L:032`
Alternative APN	`584`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,526 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Ranch
Construction Type	Concrete
Roof Material	Galvanized Metal
Lot Area	58,806 sqft (1.35 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	584
Street Address	1043 MAIN ST
City	JAY
State	ME
Zip	04239-4212
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	32
Jurisdiction	JAY ME
Township / Civil Division	JAY
Census Block Group	3
Census Block	3012
Census Tract	971400

Owner

Source: Franklin County and Jay Town records · APN JAYY M:029 L:032

Assessment roll updated July 30, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1043 MAIN ST, JAY, ME 04239-4212
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance OTIS FEDERAL CREDIT UNION
Mar 28, 2018	Deed of Trust, Mortgage OTIS FCU
Feb 26, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance OTIS FEDERAL CREDIT UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 09, 2024 · Amount on Record
Deed Sale	May 09, 2024 · Amount on Record
Deed Document Number	20242642
Deed Book / Page	4634 / 14
Last Transfer Date	Mar 07, 2025
Transfer Doc	0047120287
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAY ME
Property Address	1043 MAIN ST, JAY, ME 04239-4212
Transaction Type	Mortgage
Record Updated	May 02, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044420182
Date	Apr 13, 2022
Book Page	4442/182
Instrument	2766

Lender

Name	OTIS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	May 01, 2027

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAY ME
Property Address	1043 MAIN ST, JAY, ME 04239-4212
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039840158
Date	Mar 28, 2018
Book Page	03984/0158
Instrument	000000002121

Lender

Name	OTIS FCU

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Mar 28, 2023

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAY ME
Property Address	1043 MAIN ST, JAY, ME 04239-4212
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041670096
Date	Feb 26, 2020
Book Page	4167/96
Instrument	1405

Lender

Name	OTIS FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	61 Months
Due	Mar 01, 2025

Tax Assessment & Valuation

Source: Franklin County and Jay Town records · Assessment roll updated July 30, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maine
County	Franklin County
County Subdivision	Jay Town
Unified School District	Regional School Unit 73 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,502.00 (+7.42%)	$291,860 (+96.95%) Land $51,360 Building $240,500
2024	$3,260.00 (-4.34%)	$148,190 (-) Land $19,420 Building $128,770
2023	$3,408.00 (+12.18%)	$148,190 (-) Land $19,420 Building $128,770
2022	$3,038.00	$148,190 Land $19,420 Building $128,770

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file

Wildfire

Wildfire Risk	Low above 20% of the US · above 54% of Maine
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 47 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures