1043 Main St, Dubuque, IA 52001 Property Records

Dubuque County property record for 1043 Main St, Dubuque, IA 52001

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	5,000 sqft · built 1900
Lot Size	0.066 acres (2,916 sqft)
Owner	Company Name on Record
Last Sale	$100,000 (Mar 2019)
Tax Bill	$4,012 (2024)
Deeds & Mortgages	Sep 2022 Construction Loan Mar 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`10-24-459-010`

Property Details

APN / Parcel Number

Primary APN	`10-24-459-010`

Interior

Stories	3 Stories
Building Area	5,000 sqft Gross Area
Gross Area	4,140 sqft
1st Floor Area	1,290 sqft
Basement Area	300 sqft

Exterior

Year Built	Built 1900
Exterior Material	Brick
Roof Material	Urethane Foam
Lot Area	2,916 sqft (0.066 acres)
Deck Area	1 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	1043 MAIN ST
City	DUBUQUE
State	IA
Zip	52001-4724
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CI
Legal Description	S 1/2 OF CITY LOT 43
Legal Lot Number	43
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3029
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Upper Main Street Historic District listed 2005 · 18 contributing resources · NRIS 05000275

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12146 WHISPERING MEADOWS DR, DUBUQUE, IA 52003-9504
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2022	Deed of Trust, Mortgage · Construction Mortgage DUBUQUE BANK & TRUST CO
Mar 27, 2019	Trustee's Deed, Construction Loan · Construction Mortgage DUBUQUE BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2019 · Amount on Record
Deed Sale	Mar 7, 2019 · Amount on Record
Deed Document Number	0000192333
Record Updated	Jun 8, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	1043 MAIN ST, DUBUQUE, IA 52001-4724
Transaction Type	Mortgage
Record Updated	Oct 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12146 WHISPERING MEADOWS DR, DUBUQUE, IA 52003-9504

Mortgage

Document Number	0000012125
Date	Sep 29, 2022
Instrument	2022-00012125

Lender

Name	DUBUQUE BANK & TRUST CO
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

March 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DUBUQUE IA
Recording Date	Mar 27, 2019
Property Address	1043 MAIN ST, DUBUQUE, IA 52001-4724
Instrument Date	Mar 8, 2019
Instrument	3019
Transaction Type	Construction Loan
Record Updated	May 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	12146 WHISPERING MEADOWS DR DUBUQUE IA 520039504, DUBUQUE, IA 52003-9504

Mortgage

Document Number	0000003019
Date	Mar 27, 2019
Instrument	3019

Lender

Name	DUBUQUE BK&TR
Type	Bank
Address	DUBUQUE, IA 52004

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 26, 2020

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$297,000 (+55.42%) Land $33,200 Building $263,800	$297,000 (+55.42%) Land $33,200 Building $263,800
2024	$4,012.00 (+376.48%)
2023		$191,100 (+291.68%) Land $28,000 Building $163,100	$191,100 (+291.68%) Land $28,000 Building $163,100
2022	$842.00	$48,790 Land $28,000 Building $20,790
2021			$48,790 Land $28,000 Building $20,790

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
CenturyLink DSL	140 / 20

May also be available: AT&T, Comelec Internet Services, Nextlink, Verizon.

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