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1043 Lake Front Dr, Edgewood, MD 21040 Property Records

Harford County property record for 1043 Lake Front Dr, Edgewood, MD 21040 · Last verified August 2026

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,296 sqft · built 1982
Lot Size0.033 acres (1,440 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Jan 2022)
Tax Bill$1,817 (2025)
Deeds & MortgagesJan 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-039229

Property Details

APN / Parcel Number

Primary APN01-039229
Alternative APNs
  • 1039229
  • 039229

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,296 sqft Total Area
Basement Area486 sqft
Finished Basement486 sqft

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,440 sqft (0.033 acres)
Lot Dimensions80 ft deep x 18 ft wide
Deck Area144 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number039229
Street Address1043 LAKE FRONT DR
CityEDGEWOOD
StateMD
Zip21040-1316
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionLT 29 18X80 1043 LAKEFRONT DRIVE WEST SHORE RV P 43/101
Legal SubdivisionWEST SHORE
Legal Lot Number29
JurisdictionHARFORD MD
Township / Civil Division1, ABINGDON
Census Block Group1
Census Block1015
Census Tract301707

Owner

Source: Harford County records · APN 01-039229

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1043 LAKE FRONT DR, EDGEWOOD, MD 21040-1316
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 12, 2022 · Amount on Record
Deed SaleJan 12, 2022 · Amount on Record
Prior SaleJan 11, 2022 · Amount on Record
Deed Book / Page15301 / 189
Transfer Doc0000003029
Record UpdatedSep 20, 2026

January 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateJan 12, 2022
Property Address1043 LAKE FRONT DR, EDGEWOOD, MD 21040-1316
Document Number0153010189
Book / Page15301 / 189
Map ReferenceMB HDC43 FO 101
Instrument DateJan 07, 2022
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyPASSPORT TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1043 LAKE FRONT DR, EDGEWOOD, MD 21040-1316

Mortgage

Document Number0015301196
DateJan 12, 2022
Instrument15301/196
Lender
NameT2 FINANCIAL LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$210,000 (+44.73%) Land $40,000 Building $170,000$210,000 (+44.73%) Land $40,000 Building $170,000
2025$1,817.00 (+18.14%)
2023$145,100 Land $40,000 Building $105,100$145,100 Land $40,000 Building $105,100
2022$1,538.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253017071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 15 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2018, rainfall accumulation

Wildfire

Wildfire RiskLow
above 2% of the US · above 4% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 110 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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