1043 Kite Ln, Vista, CA 92081 Property Records

San Diego County property record for 1043 Kite Ln, Vista, CA 92081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,618 sqft · built 1990
Lot Size	0.117 acres (5,114 sqft)
Owner	Individual Name on File
Last Sale	$725,000 (Jun 2026)
Tax Bill	$1,329 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2023 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`217-382-24-00`

Property Details

APN / Parcel Number

Primary APN	`217-382-24-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,618 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	5,114 sqft (0.117 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1043 KITE LN
City	VISTA
State	CA
Zip	92081-8626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPI
Legal Description	LOT 24 TR 010150
Legal Subdivision	VISTA 79-5
Legal Tract	010150
Legal Block	3
Legal Lot Number	24
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	19905

Owner

1043 Kite Ln is owned and occupied by an individual who bought it in June 2026.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1043 KITE LN, VISTA, CA 92081-8626
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Grant Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jun 5, 2023	Affidavit of Death of Joint Tenant, Transfer · Reverse Mortgage GUILD MORTGAGE CO
Mar 3, 2020	Quit Claim Deed, Transfer · Line of Credit CALIFORNIA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 16, 2026 · Amount on File
Deed Sale	Jun 16, 2026 · Amount on File
Prior Sale	Jan 26, 2001 · Amount on File
Deed Document Number	2026173207
Prior Transfer Date	Feb 27, 2020
Prior Transfer Doc	0000108601
Record Updated	Oct 29, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 16, 2026
Property Address	1043 KITE LN, VISTA, CA 92081-8626
Document Number	0000173207
Instrument Date	May 29, 2026
Instrument	2026173207
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	STOCKDALE TITLE COMPANY, SOCAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$80,547.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1043 KITE LN, VISTA, CA 92081-8626

Mortgage

Document Number	0000173208,
Date	Jun 16, 2026
Instrument	2026173208

Lender

Name	ZILLOW HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 5, 2023
Property Address	1043 KITE LN, VISTA, CA 92081-8626
Document Number	0000146015
Map Reference	MAP 10150
Instrument Date	May 30, 2023
Instrument	2023-0146015
Transaction Type	Transfer
Record Updated	Jun 14, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 KITE LN, VISTA, CA 92081-8626

Mortgage

Document Number	0000146016
Date	Jun 5, 2023
Instrument	2023-0146016

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	7.16%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 1, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.1%

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 3, 2020
Property Address	1043 KITE LN, VISTA, CA 92081-8626
Document Number	0000108601
Instrument Date	Feb 27, 2020
Instrument	108601
Transaction Type	Transfer
Record Updated	Mar 16, 2020
Title Company	CALIFORNIA MEMBERS TITLE INSURANCE C, CALIFORNIA MEMBERS TITLE INS C

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1043 KITE LN VISTA CA 920818626, VISTA, CA 92081-8626

Mortgage

Document Number	108602
Date	Mar 3, 2020
Instrument	108602

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91206-9100

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 2, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1043 Kite Ln was $1,329.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$61,920 (+2%) Land $20,708 Building $41,212
2025	$1,329.00 Homeowner's exemption	$60,706 Land $20,302 Building $40,404
2023	$1,280.00 (-62.8%) Homeowner's exemption	$58,350 Land $19,514 Building $38,836
2022	$3,441.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1043 Kite Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1043 Kite Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 589 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
San Diego Broadband Fixed Wireless	500 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Cox Communications, Verizon.

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