1043 Gloucester Dr, Toledo, OH 43615 Property Records

Lucas County property record for 1043 Gloucester Dr, Toledo, OH 43615

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,346 sqft · built 2001
Lot Size	0.191 acres (8,300 sqft)
Owner	2 Individual Names on Record
Last Sale	$132,000 (Jun 2001)
Tax Bill	$2,920 (2024)
Deeds & Mortgages	Sep 2026 Line of Credit Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-70911`

Property Details

APN / Parcel Number

Primary APN	`02-70911`
Alternative APN	`05582028`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,346 sqft Living Area
Gross Area	2,492 sqft
1st Floor Area	686 sqft
2nd Floor Area	660 sqft
Basement Area	686 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Metal
Lot Area	8,300 sqft (0.191 acres)
Lot Dimensions	149 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	90 sqft
Deck Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1043 GLOUCESTER DR
City	TOLEDO
State	OH
Zip	43615-4335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10-RS6
Legal Description	BEDFORD WOODS LOT 29
Legal Subdivision	BEDFORD WOODS
Legal Tract	86
Legal Lot Number	29
Jurisdiction	LUCAS OH
Township / Civil Division	TOLEDO
Census Block Group	2
Census Block	2012
Census Tract	8602

Owner

Source: Lucas County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1043 GLOUCESTER DR, TOLEDO, OH 43615-4335
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Line of Credit TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES
Dec 4, 2025	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2001 · Amount on Record
Deed Sale	Jun 8, 2001 · Amount on Record
Prior Sale	Nov 29, 2000 · Amount on Record
Deed Document Number	20019816
Deed Book / Page	100311 / E07
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Recording Date	Sep 23, 2026
Property Address	1043 GLOUCESTER DR, TOLEDO, OH 43615-4335
Document Number	0000036993
Instrument Date	Sep 14, 2026
Instrument	202636993
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 GLOUCESTER DR, TOLEDO, OH 43615-4335

Mortgage

Document Number	0000036993,
Date	Sep 23, 2026
Instrument	202636993

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 9, 2046

Interest

Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUCAS OH
Property Address	1043 GLOUCESTER DR, TOLEDO, OH 43615-4335
Transaction Type	Mortgage
Record Updated	Dec 22, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 GLOUCESTER DR, TOLEDO, OH 43615-4335

Mortgage

Document Number	0000043388
Date	Dec 4, 2025
Instrument	202512040043388

Lender

Name	COASTAL COMMUNITY BANK
Type	Bank
Address	CAMPBELL, CA 95008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lucas County assessment roll, as of December 30, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lucas County
Municipality	Toledo City
Unified School District	Toledo City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$51,345 (-) Land $5,005 Building $46,340	$146,700 (-) Land $14,300 Building $132,400
2024	$2,920.00 (+11.24%)	$51,345 (+24.96%) Land $5,005 Building $46,340	$146,700 (+24.96%) Land $14,300 Building $132,400
2023	$2,625.00 (+0.27%)	$41,090 (-) Land $4,095 Building $36,995
2022	$2,618.00 Homeowner's exemption	$41,090 Land $4,095 Building $36,995
2021			$117,400 Land $11,700 Building $105,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TOLEDO serves 360,000 people · EPA ID OH4801411
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Buckeye Cablesystem Cable	1,000 / 20
Verizon Fixed Wireless	300 / 20

May also be available: Amplex Wireless, T-Mobile.

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