1043 Elm Ave, Coos Bay, OR 97420 Property Records

Coos County property record for 1043 Elm Ave, Coos Bay, OR 97420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,282 sqft · built 1953
Lot Size	0.185 acres (8,057 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Nov 2021)
Tax Bill	$3,823 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25S13W27AD1080000`

Property Details

APN / Parcel Number

Primary APN	`25S13W27AD1080000`
Alternative APNs	`25 S 13 W 27 AD 10800` `07077500` `7077500`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,282 sqft Living Area
1st Floor Area	1,782 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1973
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,057 sqft (0.185 acres)
Porch	Covered Porch
Deck Area	15 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	7077500
Street Address	1043 ELM AVE
City	COOS BAY
State	OR
Zip	97420-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Range	13W
Legal Township	25S
Legal Section	27
Legal Subdivision	SENGSTACKENS ADDITION TO MARSHFIELD
Legal Lot Number	10800
Jurisdiction	COOS OR
Township / Civil Division	COOS BAY
Census Block Group	2
Census Block	2003
Census Tract	600

Owner

1043 Elm Ave is owned and occupied by two individuals who bought it in November 2021.

Source: Coos County records, as of April 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1043 ELM AVE, COOS BAY, OR 97420-1916
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK
Nov 30, 2021	Personal Representative Deed, Transfer · Conventional Mortgage UMPQUA BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Deed Document Number	202113251
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Recording Date	Apr 22, 2026
Property Address	1043 ELM AVE, COOS BAY, OR 97420-1916
Document Number	0000002707
Instrument Date	Apr 21, 2026
Instrument	20262707
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	DOCUMENT RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 ELM AVE, COOS BAY, OR 97420-1916

Mortgage

Document Number	0000002707,
Date	Apr 22, 2026
Instrument	20262707

Lender

Name	COLUMBIA BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2056

Interest

Rate	6.38%
Max Rate	-1%

November 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	COOS OR
Recording Date	Nov 30, 2021
Property Address	1043 ELM AVE, COOS BAY, OR 97420-1916
Document Number	0202113251
Map Reference	MF 69-03-36678
Instrument Date	Nov 29, 2021
Instrument	2021-13251
Transaction Type	Transfer
Record Updated	Nov 25, 2025
Title Company	TICOR TITLE COOS BAY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1765 SW ADAMS RD, TOWANDA, KS 67144-9198

Mortgage

Document Number	0202113252
Date	Nov 30, 2021
Instrument	2021-13252

Lender

Name	UMPQUA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1043 Elm Ave was $3,823, up 1.5% from the year before.

Source: Coos County assessment roll, as of November 12, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Coos County
Municipality	Coos Bay City
Unified School District	Coos Bay School District 9 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,823.00 (+1.54%)	$223,110 (+3%)	$387,380 (+0.32%) Land $90,880 Building $296,500
2024	$3,765.00 (+3.12%)	$216,620 (+3%)	$386,160 (-3.19%) Land $90,880 Building $295,280
2023	$3,651.00 (+1.67%)	$210,320 (+3%)	$398,880 (-14.97%) Land $90,880 Building $308,000
2022	$3,591.00	$204,200	$469,110 Land $79,720 Building $389,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1043 Elm Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 6, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1043 Elm Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOS BAY NORTH BEND WTR BRD serves 34,500 people · EPA ID OR4100205
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Spectrum Cable	1,000 / 1,000

May also be available: DFN, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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