1043 E Twisted Oak Rd, Derby, KS 67037 Property Records

Sedgwick County property record for 1043 E Twisted Oak Rd, Derby, KS 67037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,685 sqft · built 2017
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Tax Bill	$9,498 (2023)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GY DY01731`

Property Details

APN / Parcel Number

Primary APN	`GY DY01731`
Alternative APNs	`229-31-0-32-09-002.00` `30003944`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,685 sqft Living Area
Gross Area	3,383 sqft
1st Floor Area	2,685 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Architectural Style	Townhouse
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	524 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	30003944
Street Address	1043 E TWISTED OAK RD
City	DERBY
State	KS
Zip	67037-4060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLOCK 1 COURTYARDS AT THE OAKS ADDITION
Legal Subdivision	COURTYARDS AT THE OAKS ADD
Legal Block	1
Legal Lot Number	1
Jurisdiction	SEDGWICK KS
Township / Civil Division	GYPSUM
Census Block Group	2
Census Block	2006
Census Tract	10007

Owner

Source: Sedgwick County records, as of December 4, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1043 E TWISTED OAK RD, DERBY, KS 67037-4060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage VERUS BANK
Jan 29, 2018	Deed of Trust, Mortgage · Line of Credit VERUS BANK
May 25, 2017	Deed of Trust, Mortgage · Construction Mortgage VERUS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2015
Deed Sale	Jun 1, 2015
Deed Document Number	29530191
Deed Book / Page	2953 / 0191
Record Updated	Jun 7, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1043 E TWISTED OAK RD, DERBY, KS 67037-4060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2974/4039
Date	Jan 11, 2018
Book Page	2974/4039
Instrument	29744039

Lender

Name	VERUS BANK
Type	Bank
Address	DERBY, KS 67037

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1043 E TWISTED OAK RD, DERBY, KS 67037-4060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2974/7001
Date	Jan 29, 2018
Book Page	2974/7001
Instrument	29747001

Lender

Name	VERUS BANK
Type	Bank
Address	DERBY, KS 67037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	1043 E TWISTED OAK RD, DERBY, KS 67037-4060
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2969/2567
Date	May 25, 2017
Book Page	2969/2567
Instrument	29692567

Lender

Name	VERUS BANK
Type	Bank
Address	AUGUSTA, KS 67010

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of June 1, 2023

Property Jurisdictions

Type	Name
State	Kansas
County	Sedgwick County
County Subdivision	Gypsum Township
Municipality	Derby City
Unified School District	Derby Unified School District 260 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$9,498.00 (+12.71%)	$55,109 Land $8,108 Building $47,001	$479,200 Land $70,500 Building $408,700
2022	$8,427.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 75% of Kansas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERBY private · serves 25,413 people · EPA ID KS2017328
Water Source	Purchased surface water from CITY OF WICHITA
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless · Fiber in parts of the area	500 / 100

May also be available: IdeaTek, T-Mobile, Twin Valley, Verizon.

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