Stephens County property record for 1043 E Tugalo St, Toccoa, GA 30577
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 952 sqft · built 1946 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,500 (Dec 2018) |
| Tax Bill | $1,426 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T26 078 |
| Primary APN | T26 078 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 952 sqft Heated Area |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Terrain | Gentle Slope |
| Porch | Porch |
| Porch Area | 66 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 677950 |
|---|---|
| Street Address | 1043 E TUGALO ST |
| City | TOCCOA |
| State | GA |
| Zip | 30577-1940 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-IA |
| Legal Description | LOT 17 BLK A GARLAND S/D |
| Legal Subdivision | GARLAND S/D |
| Legal Block | A |
| Legal Lot Number | 17 |
| Jurisdiction | STEPHENS GA |
| Township / Civil Division | TOCCOA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 970102 |
Source: Stephens County records · APN T26 078
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1043 E TUGALO ST, TOCCOA, GA 30577-1940 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 04, 2024 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE |
| Dec 14, 2018 | Grant Deed, Transfer HOMESTAR FIN'L |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 13, 2018 · Amount on Record |
| Deed Sale | Dec 13, 2018 · Amount on Record |
| Prior Sale | Jul 06, 2006 · Amount on Record |
| Deed Document Number | 0001166469 |
| Deed Book / Page | 1166 / 469 |
| Last Transfer Date | Dec 14, 2018 |
| Transfer Doc | 0011660469 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEPHENS GA |
| Property Address | 1043 E TUGALO ST, TOCCOA, GA 30577-1940 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1043 E TUGALO ST, TOCCOA, GA 30577-1940 |
| Document Number | 0013620000000286 |
|---|---|
| Date | Apr 04, 2024 |
| Book Page | 0000001362/0000000286 |
| Name | ROCKET MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | STEPHENS GA |
| Recording Date | Dec 14, 2018 |
| Property Address | 1043 E TUGALO ST, TOCCOA, GA 30577-1940 |
| Document Number | 0011660469 |
| Book / Page | 001166 / 000469 |
| Instrument Date | Dec 13, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $72.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1043 E TUGALO ST TOCCOA GA 305771940, TOCCOA, GA 30577-1940 |
| Document Number | 11660471 |
|---|---|
| Date | Dec 14, 2018 |
| Book Page | 001166/000471 |
| Name | HOMESTAR FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | GAINESVILLE, GA 30501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 13, 2048 |
Source: Stephens County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Stephens County |
| Municipality | Toccoa City |
| Unified School District | Stephens County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,426.00 (+38.72%) Homeowner's exemption | $50,776 (+65.01%) Land $2,112 Building $48,664 | $126,938 (+65.01%) Land $5,279 Building $121,659 |
| 2023 | $1,028.00 (+0.49%) Homeowner's exemption | $30,772 (+6.36%) Land $2,112 Building $28,660 | $76,929 (+6.36%) Land $5,279 Building $71,650 |
| 2022 | $1,023.00 Homeowner's exemption | $28,932 Land $2,112 Building $26,820 | $72,330 Land $5,279 Building $67,051 |
Source: FEMA National Flood Hazard Layer as of September 26, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 66% of the US · lower than 89% of Georgia |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| TruVista Communications Cable | 500 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Point Broadband Fiber Holding.
Based on FCC filings for 112 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOCCOA serves 28,711 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2020–2022) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2024 Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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