1043 E River Oaks Dr, Indialantic, FL 32903 Property Records

Brevard County property record for 1043 E River Oaks Dr, Indialantic, FL 32903

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,604 sqft · built 1990
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Dec 2012)
Tax Bill$9,178 (2025)
Deeds & MortgagesMar 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN27-37-25-55-*-16

Property Details

APN / Parcel Number

Primary APN27-37-25-55-*-16
Alternative APNs
  • 27-37-25-55-00000.0-0016.00
  • 2727729

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,604 sqft Living Area
Gross Area3,500 sqft
1st Floor Area2,604 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2007
Exterior MaterialStucco
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions138 ft deep x 90 ft wide
Garage TypeAttached
Garage Area567 sqft
PorchFlorida Room
Porch Area329 sqft
Deck Area652 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2727729
Street Address1043 E RIVER OAKS DR
CityINDIALANTIC
StateFL
Zip32903-4632
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeEU2
Legal DescriptionRIVER OAKS EAST LOT 16
Legal Range37E
Legal Township27S
Legal Section25
Legal SubdivisionRIVER OAKS EAST
Legal Lot Number16
JurisdictionBREVARD FL
Township / Civil DivisionINDIALANTIC-MELBOURNE BEACH
Census Block Group1
Census Block1006
Census Tract66302

Owner

Source: Brevard County assessment roll, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1043 E RIVER OAKS DR, INDIALANTIC, FL 32903-4632
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 31, 2012 · Amount on Record
Deed SaleDec 31, 2012 · Amount on Record
Prior SaleApr 6, 2009 · Amount on Record
Deed Document Number2012261849
Deed Book / Page6768 / 445
Prior Transfer DateJun 15, 2006
Prior Transfer Doc0056601732
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREVARD FL
Property Address1043 E RIVER OAKS DR, INDIALANTIC, FL 32903-4632
Transaction TypeMortgage
Record UpdatedApr 11, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address1043 E RIVER OAKS DR, INDIALANTIC, FL 32903-4632

Mortgage

Document Number0094572192
DateMar 28, 2022
Book Page9457/2192
Instrument2022076634
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term250 Months
DueJan 1, 2043

Tax Assessment & Valuation

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBrevard County
Unified School DistrictBrevard County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$346,780 (+2.7%)$615,250 (-2.05%)
2025$9,178.00 (+3.79%) Homeowner's exemption$337,670 (+5.98%)$628,110 (-3.11%)
2024$8,843.00 (+0.79%)
2023$8,774.00 (+5.38%) Homeowner's exemption$318,610 (+7.51%)$648,270 (+21.75%) Land $150,000 Building $498,270
2022$8,326.00 Homeowner's exemption$296,360$532,480 Land $150,000 Building $382,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 96 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies96 in force
Nearby Flood Claims38 (1979–2017)
Claims Outside the SFHA31 of 38
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Matthew, Oct 2016 · 5 claims
  • Tropical Storm Fay, Aug 2008 · 6 claims
  • Hurricane Irene, Oct 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MELBOURNE
serves 167,753 people · EPA ID FL3051447
Water SourceSurface water
Last State InspectionAug 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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