1043 E Ludlow St, Kuna, ID 83634 Property Records

Ada County property record for 1043 E Ludlow St, Kuna, ID 83634

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,995 sqft · built 2017
Lot Size	0.211 acres (9,191 sqft)
Owner	2 Individual Names on File
Last Sale	$219,300 (Feb 2017)
Tax Bill	$1,569 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R7686320910`

Property Details

APN / Parcel Number

Primary APN	`R7686320910`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,995 sqft Living Area
Gross Area	2,799 sqft
1st Floor Area	1,725 sqft
Attic	Attic
Attic Area	270 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	9,191 sqft (0.211 acres)
Garage Type	Attached
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	28 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1043 E LUDLOW ST
City	KUNA
State	ID
Zip	83634-4907
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	LOT 18 BLK 03 SADIE CREEK SUB NO 01
Legal Range	01W
Legal Township	02N
Legal Section	25
Legal Subdivision	SADIE CREEK SUB NO 01
Legal Block	03
Legal Lot Number	18
Jurisdiction	ADA ID
Township / Civil Division	KUNA
Census Block Group	1
Census Block	1013
Census Tract	10408

Owner

1043 E Ludlow St is owned and occupied by two individuals who bought it in February 2017.

Source: Ada County records, as of May 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1043 E LUDLOW ST, KUNA, ID 83634-4907
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage IDAHO HOUSING & FINANCE ASSN
Feb 13, 2017	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 13, 2017 · Amount on File
Deed Sale	Feb 13, 2017 · Amount on File
Deed Document Number	201713450
Record Updated	Sep 20, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	1043 E LUDLOW ST, KUNA, ID 83634-4907
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO OF ADA CNTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000094606
Date	Jul 28, 2020
Instrument	2020-094606

Lender

Name	IDAHO HOUSING & FINANCE ASSN
Type	Government Agency
Address	BOISE, ID 83702

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

February 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADA ID
Recording Date	Feb 13, 2017
Property Address	1043 E LUDLOW ST, KUNA, ID 83634-4907
Document Number	0000013450
Map Reference	MB100 PG12931-12935
Instrument Date	Feb 13, 2017
Instrument	2017-013450
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE COMPANY OF ADA

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1977 E OVERLAND RD, 1977, MERIDIAN, ID 83642-6649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 E LUDLOW ST, KUNA, ID 83634-4907

Mortgage

Document Number	0000013451
Date	Feb 13, 2017
Instrument	2017-013451

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1043 E Ludlow St was $1,569 with a homeowner's exemption, up 13.3% from the year before.

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Kuna City
Unified School District	Kuna Joint School District 3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,569.00 (+13.29%) Homeowner's exemption	$448,300	$448,300
2024	$1,385.00
2023		$408,800 Land $112,500 Building $296,300	$408,800 Land $112,500 Building $296,300
2022	$2,209.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1043 E Ludlow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1043 E Ludlow St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KUNA serves 32,038 people · EPA ID ID4010085
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband Fixed Wireless	2,000 / 2,000
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50

May also be available: Verizon.

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