1043 Cypress Dr, Vista, CA 92084 Property Records

San Diego County property record for 1043 Cypress Dr, Vista, CA 92084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,906 sqft · built 1977
Lot Size	0.299 acres (13,018 sqft)
Owner	2 Company Names on Record
Last Sale	$920,000 (Sep 2025)
Tax Bill	$7,275 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2021 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`180-121-30-00`

Property Details

APN / Parcel Number

Primary APN	`180-121-30-00`
Alternative APN	`1801206700`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	1,906 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	13,018 sqft (0.299 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1801206700
Street Address	1043 CYPRESS DR
City	VISTA
State	CA
Zip	92084-7045
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	PAR B TR PM07888
Legal Subdivision	EL PAJADO PLACE
Legal Tract	1007888
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	19602

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1043 CYPRESS DR, VISTA, CA 92084-7045
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Deed of Trust, Mortgage · Conventional Mortgage NMSI INC
Sep 1, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage MISSION FCU
Jul 23, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Jul 16, 2015 · Amount on Record
Deed Document Number	2025243331
Prior Transfer Date	Aug 24, 2004
Prior Transfer Doc	0000837858
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1043 CYPRESS DR, VISTA, CA 92084-7045
Transaction Type	Mortgage
Record Updated	Mar 12, 2026
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 CYPRESS DR, VISTA, CA 92084-7045

Mortgage

Document Number	0000061589
Date	Mar 5, 2026
Instrument	2026-0061589

Lender

Name	NMSI INC
Type	Mortgage Company
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1043 CYPRESS DR, VISTA, CA 92084-7045
Transaction Type	Mortgage
Record Updated	Sep 10, 2021
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 CYPRESS DR, VISTA, CA 92084-7045

Mortgage

Document Number	0000620969
Date	Sep 1, 2021
Instrument	2021-0620969

Lender

Name	MISSION FCU
Type	Credit Union
Address	VISTA, CA 92084

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Aug 31, 2046

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1043 CYPRESS DR, VISTA, CA 92084-7045
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 CYPRESS DR, VISTA, CA 92084-7045

Mortgage

Document Number	0000526177
Date	Jul 23, 2021
Instrument	2021-0526177

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 22, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1043 CYPRESS DR, VISTA, CA 92084-7045
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 CYPRESS DR, VISTA, CA 92084-7045

Mortgage

Document Number	0000525465
Date	Sep 9, 2020
Instrument	2020-0525465

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Vista City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$920,000 (+59.91%) Land $570,000 Building $350,000
2025	$7,275.00 (+7.71%)	$575,316 (+4.04%) Land $135,335 Building $439,981
2023	$6,754.00 (+0.22%)	$552,978 Land $130,081 Building $422,897
2022	$6,739.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2000–2009)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2009 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100

May also be available: T-Mobile, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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