1043 Crane Pt, Elgin, IL 60124 Property Records

Kane County property record for 1043 Crane Pt, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,098 sqft · built 2007
Lot Size	0.45 acres (1,972 sqft)
Owner	Individual Name on File
Last Sale	$291,500 (Nov 2025)
Tax Bill	$5,531 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2025 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`06-29-428-016`

Property Details

APN / Parcel Number

Primary APN	`06-29-428-016`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,098 sqft Living Area
Gross Area	2,196 sqft
1st Floor Area	1,098 sqft
Basement Area	1,098 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Frame
Lot Area	1,972 sqft (0.45 acres)
Lot Dimensions	58 ft deep x 34 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1043 CRANE PT
City	ELGIN
State	IL
Zip	60124-7885
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESERVE, PHASE 2 LT 50 AS DESC IN DOC 2007K125565
Legal Subdivision	RESERVE
Legal Phase	2
Legal Block	2
Legal Lot Number	50
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	851912

Owner

1043 Crane Pt is owned by an individual who bought it in November 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	4029 PHEASANT CT, SAINT CHARLES, IL 60174-8848
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage GLENVIEW STATE BANK
Nov 18, 2025	Warranty Deed, Transfer · Conventional Mortgage THE FEDERAL SAVINGS BANK
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 21, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2025 · Amount on File
Deed Sale	Nov 18, 2025 · Amount on File
Prior Sale	Nov 21, 2018 · Amount on File
Deed Document Number	202545686
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1043 CRANE PT, ELGIN, IL 60124-7885
Transaction Type	Mortgage
Record Updated	Dec 1, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036510
Date	May 10, 2021
Instrument	2021K036510

Lender

Name	GLENVIEW STATE BANK
Type	Bank
Address	GLENVIEW, IL 60025

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Mar 1, 2041

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 18, 2025
Property Address	1043 CRANE PT, ELGIN, IL 60124-7885
Document Number	0000045686
Map Reference	DOC 2007K062187
Instrument Date	Nov 10, 2025
Instrument	2025K045686
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40W697 QUIET TRL, ELGIN, IL 60124-8274

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1043 CRANE POINTE, ELGIN, IL 60124-7885

Mortgage

Document Number	0000045687
Date	Nov 18, 2025
Instrument	2025K045687

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2055

Interest

Rate Type	Fixed Rate
Rate	5.87%

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1043 CRANE PT, ELGIN, IL 60124-7885
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040693
Date	Sep 4, 2019
Instrument	2019K040693

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	171 Months
Due	Dec 1, 2033

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 21, 2018
Property Address	1043 CRANE PT, ELGIN, IL 60124-7885
Document Number	0000056620
Map Reference	DOC2004K044951
Instrument Date	Nov 19, 2018
Instrument	2018K056620
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$180.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1043 CRANE POINTE ROAD, ELGIN, IL 60124-7885

Mortgage

Document Number	0000056621
Date	Nov 21, 2018
Instrument	2018K056621

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1043 Crane Pt was $5,531, up 4.5% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,531.00 (+4.48%) Homeowner's exemption	$80,510 (+8.57%) Land $21,453 Building $59,057	$241,627 (+8.57%) Land $64,385 Building $177,242
2024	$5,294.00 Homeowner's exemption	$74,155 Land $19,760 Building $54,395	$222,554 Land $59,304 Building $163,250
2022	$4,776.00 (+4.74%) Homeowner's exemption	$61,087 (+6.96%) Land $16,278 Building $44,809	$183,261 (+6.96%) Land $48,834 Building $134,427
2021	$4,560.00 Homeowner's exemption	$57,112 Land $15,219 Building $41,893	$171,336 Land $45,657 Building $125,679

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1043 Crane Pt in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1043 Crane Pt is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: Verizon.

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