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1043 Co Rd 37, Mount Upton, NY 13809 Property Records

Chenango County and Guilford Town property record for 1043 Co Rd 37, Mount Upton, NY 13809 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,456 sqft · built 1967
Lot Size1.62 acres (70,567 sqft)
Owner2 Individual Names on File
Last Sale$119,000 (Nov 2017)
Tax Bill$3,217 (2025)
Deeds & MortgagesSep 2023 Line of Credit
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN083200 199.-1-22

Property Details

APN / Parcel Number

Primary APN083200 199.-1-22
Alternative APNs
  • 320019900000010220000000
  • 0710142

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,456 sqft Living Area
1st Floor Area1,456 sqft
Basement Area325 sqft
Finished Basement325 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area70,567 sqft (1.62 acres)
Garage TypeBasement

Exterior Amenities

PorchPorch
Porch Area200 sqft
CabinCabin
Pole BarnPole Barn

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number0710142
Street Address1043 COUNTY ROAD 37
CityMOUNT UPTON
StateNY
Zip13809-4141
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number22.000
JurisdictionCHENANGO NY
Township / Civil DivisionGUILFORD
Census Block Group3
Census Block3024
Census Tract970602

Owner

Source: Chenango County and Guilford Town records · APN 083200 199.-1-22

Assessment roll updated May 12, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1043 COUNTY ROAD 37, MOUNT UPTON, NY 13809-4141
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2023Deed of Trust, Mortgage · Line of Credit
MANUFACTURERS & TRADERS TRUST CO
Nov 17, 2017Grant Deed, Transfer · VA Mortgage
M&T BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 17, 2017 · Amount on Record
Deed SaleNov 17, 2017 · Amount on Record
Deed Book / Page2017 / 1758
Prior Transfer DateAug 28, 2001
Prior Transfer Doc2001001954
Record UpdatedJun 08, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHENANGO NY
Property Address1043 COUNTY ROAD 37, MOUNT UPTON, NY 13809-4141
Transaction TypeMortgage
Record UpdatedOct 17, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2023000001565
DateSep 27, 2023
Instrument20230-00001565
Lender
NameMANUFACTURERS & TRADERS TRUST CO
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

November 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCHENANGO NY
Recording DateNov 17, 2017
Property Address1043 COUNTY ROAD 37, MOUNT UPTON, NY 13809-4141
Document Number0000001758
Instrument DateOct 26, 2017
Instrument1758
Transaction TypeTransfer
Record UpdatedJan 03, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$476.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1602 COUNTY ROAD 36 NORWICH NY 138153444, NORWICH, NY 13815-3444

Mortgage

Document Number2367
DateNov 17, 2017
Instrument2367
Lender
NameM&T BK
TypeBank
AddressBUFFALO, NY 14203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 16, 2047

Tax Assessment & Valuation

Source: Chenango County and Guilford Town records · Assessment roll updated May 12, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyChenango County
County SubdivisionGuilford Town
Unified School DistrictGilbertsville-Mount Upton Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,217.00$97,800 (-) Land $15,900 Building $81,900$123,797 (+5.06%) Land $20,127 Building $103,670
2023$97,800 Land $15,900 Building $81,900$117,831 Land $19,157 Building $98,674

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chenango County (36017C), updated November 26, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360179706023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1979–2011)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2011, river or lake flooding, Remnants Of Tropical Storm Lee
Claims By Storm
  • Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 12 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber1,000 / 1,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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