Shiawassee County property record for 1043 Chipman Ln, Owosso, MI 48867
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,586 sqft · built 1997 |
| Lot Size | 0.061 acres (2,670 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,338 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-730-000-018-00 |
| Primary APN | 050-730-000-018-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,586 sqft Living Area |
| 1st Floor Area | 1,586 sqft |
| Basement Area | 1,586 sqft |
| Unfinished Basement | 1,586 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Condo/Apartment |
| Lot Area | 2,670 sqft |
| Garage Area | 484 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1043 CHIPMAN LN |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4965 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | BUILDING E UNIT 1043 AUSTIN RIVERFRONT CONDOMINIUM |
| Legal Subdivision | AUSTIN RIVERFRONT |
| Legal Unit | 1043 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 30400 |
Source: Shiawassee County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1043 CHIPMAN LN, OWOSSO, MI 48867-4965 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage LAKE HURON CU |
| Oct 18, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage LAKE HURON CU |
| May 28, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 27, 2010 |
| Transfer Doc | 0011520144 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 1043 CHIPMAN LN, OWOSSO, MI 48867-4965 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1043 CHIPMAN LN, OWOSSO, MI 48867-4965 |
| Document Number | 0013330035 |
|---|---|
| Date | Nov 19, 2025 |
| Book Page | 1333/35 |
| Instrument | 3397529 |
| Name | LAKE HURON CU |
|---|---|
| Type | Credit Union |
| Address | SAGINAW, MI 48603 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Oct 18, 2023 |
| Property Address | 1043 CHIPMAN LN, OWOSSO, MI 48867-4965 |
| Document Number | 0013110563 |
| Book / Page | 1311 / 563 |
| Map Reference | LB 959 PG 995 |
| Instrument Date | Oct 12, 2023 |
| Instrument | 3375729 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1043 CHIPMAN LN, OWOSSO, MI 48867-4965 |
| Name | Verified Name |
|---|---|
| Address | 1043 CHIPMAN LN, OWOSSO, MI 48867-4965 |
| Document Number | 0003375730 |
|---|---|
| Date | Oct 18, 2023 |
| Instrument | 3375730 |
| Name | LAKE HURON CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 28, 2020 |
| Property Address | 1043 CHIPMAN LN, OWOSSO, MI 48867-4965 |
| Document Number | 0012690240 |
| Book / Page | 001269 / 000240 |
| Instrument Date | May 21, 2020 |
| Instrument | 3332881 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1043 CHIPMAN LN OWOSSO MI 488674965, OWOSSO, MI 48867-4965 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $163,100 (+11.18%) | $326,200 (+11.18%) | |
| 2025 | $4,338.00 (+4.91%) Homeowner's exemption | $146,700 (+15.15%) | $293,400 (+15.15%) |
| 2024 | $4,135.00 | ||
| 2023 | $4,135.00 Homeowner's exemption | $127,400 | $254,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (1981–1995) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1995 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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