1043 Arbor Ln, San Marcos, CA 92069 Property Records

San Diego County property record for 1043 Arbor Ln, San Marcos, CA 92069

Property Summary

Property TypeCondominium
Details2 bd · 2 ba · 996 sqft · built 1989
Lot Size2.39 acres (104,258 sqft)
OwnerIndividual Name on File
Last Sale$520,000 (Sep 2023)
Tax Bill$6,449 (2025)
Deeds & MortgagesSep 2023 Transfer
Sep 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN226-730-07-31

Property Details

APN / Parcel Number

Primary APN226-730-07-31

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area996 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCondo/Apartment
Lot Area104,258 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address1043 ARBOR LN
CitySAN MARCOS
StateCA
Zip92069-3181
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeR-3-10
Legal DescriptionLOT 6 US159PER DOC87-615996&UND INT IN LOT 5&IN TR 010342
Legal SubdivisionSAN MARCOS THE QUORUM
Legal Tract010342
Legal Block2
Legal Lot Number6,5
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2001
Census Tract20025

Owner

1043 Arbor Ln, a condominium, is owned and occupied by an individual who bought it in September 2023.

Source: San Diego County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address673 ELIZABETH ST, SAN MARCOS, CA 92069-2025
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2023Intrafamily Transfer, Transfer
TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Sep 5, 2023Grant Deed, Transfer · Conventional Mortgage
SAN DIEGO FUNDING
Jul 6, 2021Grant Deed, Transfer · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 5, 2023 · Amount on File
Deed SaleSep 5, 2023 · Amount on File
Prior SaleJul 6, 2021 · Amount on File
Deed Document Number2023240699
Transfer Doc0000858705
Record UpdatedOct 29, 2026

September 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateSep 5, 2023
Property Address1043 ARBOR LN, SAN MARCOS, CA 92069-3181
Document Number0000240698
Map ReferenceMAP 10342
Instrument DateSep 3, 2023
Instrument2023-0240698
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address673 ELIZABETH ST, SAN MARCOS, CA 92069-2025

September 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateSep 5, 2023
Property Address1043 ARBOR LN, SAN MARCOS, CA 92069-3181
Document Number0000240699
Map ReferenceMAP 10342
Instrument DateAug 28, 2023
Instrument2023-0240699
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyTRICO TITLE COMPANY, TICOR TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1043 ARBOR LN, SAN MARCOS, CA 92069-3181

Mortgage

Document Number0000240700
DateSep 5, 2023
Instrument2023-0240700
Lender
NameSAN DIEGO FUNDING
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

July 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJul 6, 2021
Property Address1043 ARBOR LN, SAN MARCOS, CA 92069-3181
Document Number0000482305
Map ReferenceMAP 10342
Instrument DateJun 24, 2021
Instrument2021-0482305
Transaction TypeTransfer
Record UpdatedJul 14, 2021
Title CompanyLAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1043 ARBOR LN, SAN MARCOS, CA 92069-3181

Mortgage

Document Number0000482306
DateJul 6, 2021
Instrument2021-0482306
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1043 Arbor Ln was $6,449 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Marcos City
Unified School DistrictSan Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$541,006 (+2%) Land $125,811 Building $415,195
2025$6,449.00 Homeowner's exemption$530,399 Land $123,345 Building $407,054
2023$3,478.00 (-1.33%)$433,499 Land $100,811 Building $332,688
2022$3,525.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1043 Arbor Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1043 Arbor Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVALLECITOS WD
serves 114,700 people · EPA ID CA3710002
Water SourcePurchased surface water from several systems
Last State InspectionMar 2022
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable · Fiber in parts of the area
2,000 / 100
San Diego Broadband
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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