10428 Spring Tree Ln, Huntersville, NC 28078 Property Records

Cabarrus County property record for 10428 Spring Tree Ln, Huntersville, NC 28078

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,477 sqft · built 2006
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$540,000 (Aug 2021)
Tax Bill	$4,134 (2023)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03018B0655.000000`

Property Details

APN / Parcel Number

Primary APN	`03018B0655.000000`
Alternative APNs	`4670 69 5666` `149059` `44763`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,477 sqft Living Area
Gross Area	6,432 sqft
1st Floor Area	2,012 sqft
Upper Floors Area	1,465 sqft
Basement Area	2,012 sqft
Finished Basement	2,012 sqft
Flooring	Hardwood
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	178 ft deep x 81 ft wide
Garage Type	Mixed
Garage Area	477 sqft
Driveway	Concrete Driveway
Driveway Area	1,100 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	130 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	149059
Street Address	10428 SPRING TREE LN
City	HUNTERSVILLE
State	NC
Zip	28078-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Description	LT 655 SKYBROOK
Legal Subdivision	SKYBROOK
Legal Lot Number	655
Jurisdiction	CABARRUS NC
Township / Civil Division	3, ODELL
Census Block Group	2
Census Block	2000
Census Tract	41307

Owner

10428 Spring Tree Ln is owned and occupied by an individual who bought it in August 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	10428 SPRING TREE LN, HUNTERSVILLE, NC 28078-2636
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2021 · Amount on File
Deed Sale	Aug 26, 2021 · Amount on File
Prior Sale	Aug 17, 2006 · Amount on File
Deed Book / Page	15443 / 62
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Aug 26, 2021
Property Address	10428 SPRING TREE LN, HUNTERSVILLE, NC 28078-2636
Document Number	0001544362
Book / Page	15443 / 62
Map Reference	MB 43 PG 106
Instrument Date	Aug 25, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,080.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4913 POLO GATE BLVD, 4913, CHARLOTTE, NC 28216-6812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10428 SPRING TREE LN, HUNTERSVILLE, NC 28078-2636

Mortgage

Document Number	0001544364
Date	Aug 26, 2021
Instrument	15443/64

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$864,100 (-) Land $187,000 Building $677,100
2025		$864,100 Land $187,000 Building $677,100
2024			$864,100 (+68.9%) Land $187,000 Building $677,100
2023	$4,134.00	$511,590 Land $75,000 Building $436,590	$511,590 Land $75,000 Building $436,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10428 Spring Tree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10428 Spring Tree Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20