10428 Provence Dr, Orlando, FL 32836 Property Records

Orange County property record for 10428 Provence Dr, Orlando, FL 32836

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,410 sqft · built 2012
Lot Size	0.267 acres (11,647 sqft)
Owner	2 Individual Names on Record
Last Sale	$542,500 (Jul 2014)
Tax Bill	$9,026 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`05-24-28-7200-00-190`

Property Details

APN / Parcel Number

Primary APN	`05-24-28-7200-00-190`
Alternative APNs	`282405720000190` `302506` `307356` `311543`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,410 sqft Living Area
Gross Area	4,506 sqft
1st Floor Area	3,039 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	11,647 sqft (0.267 acres)
Garage Type	Attached
Garage Area	733 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	298 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	10428 PROVENCE DR
City	ORLANDO
State	FL
Zip	32836-8873
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	PROVENCE AT LAKE SHEEN 77/12 LOT 19
Legal Range	28E
Legal Township	24S
Legal Section	05
Legal Subdivision	PROVENCE AT LAKE SHEEN
Legal Tract	7200
Legal Lot Number	19
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	3
Census Block	3005
Census Tract	17108

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10428 PROVENCE DR, ORLANDO, FL 32836-8873
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Line of Credit TRUSTBANK
Jan 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jul 6, 2018	Deed of Trust, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2014 · Amount on Record
Deed Sale	Jul 22, 2014 · Amount on Record
Prior Sale	Dec 3, 2012 · Amount on Record
Deed Document Number	2014363575
Deed Book / Page	10777 / 5545
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10428 PROVENCE DR, ORLANDO, FL 32836-8873
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10428 PROVENCE DR, ORLANDO, FL 32836-8873

Mortgage

Document Number	20210149047
Date	Mar 16, 2021
Instrument	20210149047

Lender

Name	TRUSTBANK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10428 PROVENCE DR, ORLANDO, FL 32836-8873
Document Number	0000030184
Instrument Date	Jan 7, 2021
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10428 PROVENCE DR ORLANDO FL 328368873, ORLANDO, FL 32836-8873

Mortgage

Document Number	0000030184
Date	Jan 15, 2021
Instrument	30184

Lender

Name	GUARANTEED RATE AFFINITY LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	10428 PROVENCE DR, ORLANDO, FL 32836-8873
Document Number	0000426283
Instrument Date	Jul 6, 2018
Transaction Type	Mortgage
Record Updated	Aug 6, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10428 PROVENCE DR ORLANDO FL 328368873, ORLANDO, FL 32836-8873

Mortgage

Document Number	0000426283
Date	Jul 19, 2018
Instrument	426283

Lender

Name	SUNTRUST BK
Type	Bank
Address	ORLANDO, FL 32809

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$582,251 (+2.7%)	$734,430 (-1.33%) Land $155,000 Building $579,430
2025	$9,026.00 (+4%) Homeowner's exemption	$566,944 (+5.99%)	$744,340 (-3.74%) Land $155,000 Building $589,340
2024	$8,679.00 (+7.24%)
2023	$8,093.00 (+3.25%) Homeowner's exemption	$534,918 (+3%)	$773,266 (+30.3%) Land $155,000 Building $618,266
2022	$7,838.00 Homeowner's exemption	$519,338	$593,428 Land $115,000 Building $478,428

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	3 (2004–2022)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 71% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Summit Broadband.

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