Pinellas County property record for 10428 114th Ter, Largo, FL 33773
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,001 sqft · built 1956 |
| Lot Size | 0.129 acres (5,637 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $228,000 (Apr 2021) |
| Tax Bill | $3,331 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Apr 2021 Sale & Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-750-0691-6 |
| Primary APN | C62-000-750-0691-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,001 sqft Living Area |
| Gross Area | 1,326 sqft |
| 1st Floor Area | 1,001 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Custom Design |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 5,637 sqft (0.129 acres) |
| Lot Dimensions | 102 ft deep x 55 ft wide |
| Porch | Patio |
|---|---|
| Porch Area | 535 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R114281 |
|---|---|
| Street Address | 10428 114TH TER |
| City | LARGO |
| State | FL |
| Zip | 33773-2408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | ORANGE LAKE VILLAGE BLK 18, LOT 54 & LOT 53 LESS W 45FT |
| Legal Range | 15E |
| Legal Township | 30S |
| Legal Section | 10 |
| Legal Subdivision | ORANGE LAKE VILLAGE |
| Legal Tract | 64314 |
| Legal Block | 18 |
| Legal Lot Number | 54,53 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | BOCA CIEGA |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 25115 |
10428 114th Ter is owned and occupied by two individuals who bought it in April 2021.
Source: Pinellas County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10428 114TH TER, LARGO, FL 33773-2408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 25, 2022 | Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB |
| Apr 7, 2021 | Warranty Deed, Transfer · FHA Mortgage CMG MORTGAGE INC |
| Sep 20, 2021 | Re-recorded Document REALTECH TITLE LLC |
| May 23, 2019 | Grant Deed, Transfer STEWART TITLE, STEWART TITLE GUARANTY CO |
| Apr 29, 2019 | Grant Deed, Transfer STEWART TITLE |
| Nov 9, 2018 | Warranty Deed, Transfer STEWART TITLE |
| Jun 6, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 7, 2021 · Amount on File |
| Deed Sale | Apr 7, 2021 · Amount on File |
| Prior Sale | Nov 9, 2018 · Amount on File |
| Deed Document Number | 2021112452 |
| Deed Book / Page | 21473 / 217 |
| Prior Transfer Date | Apr 2, 2021 |
| Prior Transfer Doc | 0217231134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 10428 114TH TER, LARGO, FL 33773-2408 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 10428 114TH TER, LARGO, FL 33773-2408 |
| Document Number | 0222430263 |
|---|---|
| Date | Oct 25, 2022 |
| Book Page | 22243/263 |
| Instrument | 2022312537 |
| Name | CENLAR FSB |
|---|---|
| Type | Bank |
| Address | TRENTON, NJ 08618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 343 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 7, 2021 |
| Property Address | 10428 114TH TER, LARGO, FL 33773-2408 |
| Document Number | 0214730217 |
| Book / Page | 21473 / 217 |
| Map Reference | MB 36 PG 65 |
| Instrument Date | Apr 2, 2021 |
| Instrument | 2021112452 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | REALTECH TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,596.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10428 114TH TER, LARGO, FL 33773-2408 |
| Document Number | 0021473218 |
|---|---|
| Date | Apr 7, 2021 |
| Instrument | 21473/218 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Re-recorded Document |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Sep 20, 2021 |
| Property Address | 10428 114TH TER, LARGO, FL 33773-2408 |
| Document Number | 0217231134 |
| Book / Page | 21723 / 1134 |
| Map Reference | MB 36 PG 65 |
| Instrument Date | Apr 2, 2021 |
| Instrument | 2021307614 |
| Record Updated | Oct 4, 2021 |
| Title Company | REALTECH TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 120 S RIVERSIDE PLZ STE 2000, 120, CHICAGO, IL 60606-6995 |
| Name | Verified Name |
|---|---|
| Address | 10428 114TH TER, LARGO, FL 33773-2408 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | May 23, 2019 |
| Property Address | 10428 114TH TER, LARGO, FL 33773-2408 |
| Document Number | 0205491805 |
| Book / Page | 020549 / 001805 |
| Instrument Date | May 16, 2019 |
| Instrument | 162250 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2019 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Apr 29, 2019 |
| Property Address | 10428 114TH TER, LARGO, FL 33773-2408 |
| Document Number | 0205171318 |
| Book / Page | 020517 / 001318 |
| Instrument Date | Apr 26, 2019 |
| Instrument | 132879 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Nov 9, 2018 |
| Property Address | 10428 114TH TER, LARGO, FL 33773-2408 |
| Document Number | 0203311073 |
| Book / Page | 020331 / 001073 |
| Instrument Date | Nov 8, 2018 |
| Instrument | 362755 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2018 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,260.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 180 N STETSON AVE #3650 CHICAGO IL 606016709, 3650, CHICAGO, IL 60601-6709 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 6, 2018 |
| Property Address | 10428 114TH TER, LARGO, FL 33773-2408 |
| Document Number | 0200790404 |
| Book / Page | 020079 / 000404 |
| Instrument Date | May 25, 2018 |
| Instrument | 179434 |
| Transaction Type | Transfer |
| Record Updated | Jul 3, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $665.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3531 56TH ST NORTH ST ST PETERSBURG FL 33710, ST PETERSBURG, FL 33710 |
The 2025 property tax bill for 10428 114th Ter was $3,331 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,331.00 Homeowner's exemption | $219,741 | $237,359 Land $105,830 Building $131,529 |
| 2023 | $3,010.00 (+2.8%) Homeowner's exemption | $207,328 (+3%) | $230,694 (+14.61%) Land $124,287 Building $106,407 |
| 2022 | $2,928.00 Homeowner's exemption | $201,289 | $201,289 Land $117,487 Building $83,802 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10428 114th Ter in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 9 (1982–2024) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10428 114th Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 888 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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