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10427 S 197th E Ave, Broken Arrow, OK 74014 Property Records

Wagoner County property record for 10427 S 197th E Ave, Broken Arrow, OK 74014

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,822 sqft · built 1979
Lot Size1.21 acres (52,925 sqft)
Owner2 Individual Names on Record
Tax Bill$1,951 (2025)
Deeds & MortgagesSep 2026 Line of Credit
May 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN008232-001010-000000

Property Details

APN / Parcel Number

Primary APN008232-001010-000000
Alternative APNs
  • 730002576
  • 0002576
  • 2576

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,822 sqft Living Area
1st Floor Area1,822 sqft
Utility Area192 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleTraditional
Exterior MaterialAluminum Siding
Construction TypeMasonry / Concrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area52,925 sqft (1.21 acres)
Garage TypeAttached
Garage Area630 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area496 sqft
PorchSlab
Porch Area1,028 sqft
Storage Building192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2576
Street Address10427 S 197TH EAST AVE
CityBROKEN ARROW
StateOK
Zip74014-3526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELMWOOD ESTATES III LOT 10 BLK 1
Legal Range15E
Legal Township18N
Legal Section30
Legal SubdivisionELMWOOD ESTATES III
Legal Block1
Legal Lot Number10
JurisdictionWAGONER OK
Township / Civil DivisionCOWETA
Census Block Group1
Census Block1024
Census Tract30511

Owner

Source: Wagoner County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10427 S 197TH EAST AVE, BROKEN ARROW, OK 74014-3526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2026Deed of Trust, Mortgage · Line of Credit
TTCU FEDERAL CREDIT UNION
May 9, 2022Deed of Trust, Mortgage · Stand-Alone First Mortgage
HUD
Mar 14, 2025Quit Claim Deed, Transfer · FHA Mortgage
SWIFT HOME LOANS INC
Sep 2, 2017Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 25, 1994
Deed SaleJul 25, 1994
Prior SaleMar 7, 1994
Last Transfer DateJun 28, 2024
Transfer Doc0000003242
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAGONER OK
Recording DateSep 25, 2026
Property Address10427 S 197TH EAST AVE, BROKEN ARROW, OK 74014-3526
Document Number0000015331
Book / Page3233 / 84
Instrument DateSep 17, 2026
Instrument202615331
Transaction TypeMortgage
Record UpdatedOct 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10427 S 197TH EAST AVE, BROKEN ARROW, OK 74014-3526

Mortgage

Document Number0000015331,
DateSep 25, 2026
Book Page3233/84
Instrument202615331
Lender
NameTTCU FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 25, 2046
Interest
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAGONER OK
Property Address10427 S 197TH EAST AVE, BROKEN ARROW, OK 74014-3526
Transaction TypeMortgage
Record UpdatedFeb 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007371
DateMay 9, 2022
Book Page2802/0459
Instrument2022-07371
Lender
NameHUD
TypeGovernment Agency
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWAGONER OK
Recording DateMar 14, 2025
Property Address10427 S 197TH EAST AVE, BROKEN ARROW, OK 74014-3526
Document Number0000003242
Book / Page3052 / 652
Instrument DateJun 28, 2024
Instrument2025-03242
Transaction TypeTransfer
Record UpdatedFeb 9, 2026

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name
Address10727 197TH EAST AVENUE, BROKEN ARROW, OK 74014

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10727 197TH EAST AVENUE, BRKN ARW, OK 74014

Mortgage

Document Number0000006030
DateMar 14, 2025
Instrument2025-6030
Lender
NameSWIFT HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term173 Months
DueAug 1, 2039

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAGONER OK
Property Address10427 S 197TH EAST AVE, BROKEN ARROW, OK 74014-3526
Document Number0000011977
Book / Page002385 / 000810
Instrument DateSep 2, 2017
Transaction TypeMortgage
Record UpdatedNov 1, 2017
Title CompanyCHICAGO TITLE OK

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10427 S 197TH EAST AVE BROKEN ARROW OK 740143526, BROKEN ARROW, OK 74014-3526

Mortgage

Document Number0000011977
DateSep 18, 2017
Book Page002385/000810
Instrument11977
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueSep 17, 2032

Tax Assessment & Valuation

Source: Wagoner County assessment roll, as of February 6, 2026

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityBroken Arrow City
CountyWagoner County
Unified School DistrictBroken Arrow Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$18,360 (+3.01%) Land $3,142 Building $15,218$163,922 (-24.13%) Land $28,050 Building $135,872
2025$1,951.00 (+7.14%) Homeowner's exemption$17,824 (+6.09%) Land $3,050 Building $14,774$216,063 (+3.85%) Land $30,686 Building $185,377
2023$1,821.00 (+2.71%) Homeowner's exemption$16,801 (+3%) Land $2,930 Building $13,871$208,054 (-3.21%) Land $30,686 Building $177,368
2022$1,773.00 Homeowner's exemption$16,312 Land $2,892 Building $13,420$214,951 Land $30,686 Building $184,265

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims52 (1980–2019)
Claims Outside the SFHA8 of 52
Most Recent ClaimMay 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2019 · 6 claims
  • Severe Storms, Tornadoes, And Flooding, Apr 2008 · 8 claims
  • Severe Storms & Flooding, Oct 1986 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 91% of Oklahoma
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWAGONER CO. RWD #4
serves 37,658 people · EPA ID OK1021529
Water SourceSurface water
Last State InspectionNov 2024
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jul 2025
Turbidity
resolved · Jun 2025
Total trihalomethanes
not recorded as resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
Windstream
DSL		100 / 20

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