10427 Oak Leaf Dr, Olive Branch, MS 38654 Property Records

DeSoto County property record for 10427 Oak Leaf Dr, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,364 sqft · built 1995
Lot Size	0.254 acres (11,095 sqft)
Owner	Individual Name on File
Tax Bill	$943 (2025)
Deeds & Mortgages	Mar 2019 Line of Credit Jan 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1-06-7-35-20-0-00460-00`

Property Details

APN / Parcel Number

Primary APN	`1-06-7-35-20-0-00460-00`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,364 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	11,095 sqft (0.254 acres)
Lot Dimensions	131 ft deep x 75 ft wide
Patio Area	180 sqft
Utility Building	120 sqft

Location & Zoning

Street Address	10427 OAK LEAF DR
City	OLIVE BRANCH
State	MS
Zip	38654-3342
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	MAGNOLIA ESTATES S-D SEC K LOT 460
Legal Range	06
Legal Township	01
Legal Section	35
Legal Subdivision	MAGNOLIA ESTATES S-D
Legal Lot Number	460
Jurisdiction	DESOTO MS
Township / Civil Division	1
Census Block Group	2
Census Block	2004
Census Tract	70822

Owner

10427 Oak Leaf Dr is owned and occupied by an individual who acquired it in October 2019.

Source: DeSoto County records, as of December 22, 2025

Owner of Record	Individual Name on File
Mailing Address	10427 OAK LEAF DR, OLIVE BRANCH, MS 38654-3342
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Jan 16, 2019	Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK
Oct 28, 2019	Warranty Deed, Transfer · FHA Mortgage CRESCENT MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2019
Deed Sale	Oct 28, 2019
Deed Document Number	0000903187
Deed Book / Page	0903 / 187
Record Updated	Jun 8, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10427 OAK LEAF DR, OLIVE BRANCH, MS 38654-3342
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004684/477
Date	Mar 1, 2019
Book Page	4684/477

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	10 Months
Due	Jan 10, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	10427 OAK LEAF DR, OLIVE BRANCH, MS 38654-3342
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004666/016
Date	Jan 16, 2019
Book Page	4666/016

Lender

Name	BANCORPSOUTH BANK
Type	Bank
Address	TUPELO, MS 38803

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 10, 2020

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 28, 2019
Property Address	10427 OAK LEAF DR, OLIVE BRANCH, MS 38654-3342
Document Number	000903/187
Book / Page	0903 / 187
Map Reference	MB 46 PG 23&24
Instrument Date	Oct 23, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8770 ROBERTSON LN N, 8770, OLIVE BRANCH, MS 38654-7321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10427 OAK LEAF DR, OLIVE BRANCH, MS 38654-3342

Mortgage

Document Number	0004824479
Date	Oct 28, 2019
Instrument	4824/479

Lender

Name	CRESCENT MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 10427 Oak Leaf Dr was $943.

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$943.00	$10,735 Land $1,500 Building $9,235	$107,353 Land $15,000 Building $92,353
2023	$776.00	$7,890	$78,898 Land $15,000 Building $63,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10427 Oak Leaf Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	7 (2009–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10427 Oak Leaf Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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