10425 Stern Ave, Cupertino, CA 95014 Property Records

Santa Clara County property record for 10425 Stern Ave, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,671 sqft · built 1998
Lot Size	0.114 acres (4,947 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,243,500 (Nov 2005)
Tax Bill	$17,679 (2025)
Deeds & Mortgages	Aug 2021 Transfer Aug 2021 Mortgage + 6 more
Flood Zone	Zone D (undetermined)
APN	`375-10-060`

Property Details

APN / Parcel Number

Primary APN	`375-10-060`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,671 sqft Living Area
1st Floor Area	1,300 sqft
2nd Floor Area	1,371 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	4,947 sqft (0.114 acres)
Lot Dimensions	97 ft deep x 51 ft wide
Garage Area	401 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	10425 STERN AVE
City	CUPERTINO
State	CA
Zip	95014-3686
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 1004 BOOK 40 PAGE 29 LOT 276
Legal Subdivision	MANSION GROVE
Legal Tract	1004
Legal Lot Number	276
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1009
Census Tract	508004

Owner

Source: Santa Clara County records, as of September 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10425 STERN AVE, CUPERTINO, CA 95014-3686
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2021	Intrafamily Transfer, Transfer FNTG LENDERS DIRECT
Aug 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 21, 2018	Deed of Trust, Mortgage · ARM FLAGSTAR BANK FSB
Feb 25, 2019	Deed of Trust, Mortgage · ARM WELLS FARGO BANK NA
Feb 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Sep 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Sep 8, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jun 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2005 · Amount on Record
Deed Sale	Nov 10, 2005 · Amount on Record
Prior Sale	May 16, 2002 · Amount on Record
Deed Document Number	200518672861
Last Transfer Date	Aug 18, 2021
Transfer Doc	0025074391
Record Updated	Sep 20, 2026

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 23, 2021
Property Address	10425 STERN AVE, CUPERTINO, CA 95014-3686
Document Number	0025074391
Map Reference	MB 40 PG 29&30
Instrument Date	Aug 18, 2021
Instrument	25074391
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FNTG LENDERS DIRECT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10425 STERN AVE, CUPERTINO, CA 95014-3686

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 23, 2021
Property Address	10425 STERN AVE, CUPERTINO, CA 95014-3686
Document Number	0025074389
Map Reference	MB 40 PG 29&30
Instrument Date	Aug 2, 2021
Instrument	25074389
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	FNTG LENDERS DIRECT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10425 STERN AVE, CUPERTINO, CA 95014-3686

Mortgage

Document Number	0025074390
Date	Aug 23, 2021
Instrument	25074390

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10425 STERN AVE, CUPERTINO, CA 95014-3686
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024007025
Date	Aug 21, 2018
Instrument	24007025

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	9%

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10425 STERN AVE, CUPERTINO, CA 95014-3686
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024121453
Date	Feb 25, 2019
Instrument	24121453

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Mar 1, 2026
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10425 STERN AVE, CUPERTINO, CA 95014-3686
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024406087
Date	Feb 18, 2020
Instrument	24406087

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Mar 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.25%
Index	1-Year LIBOR
Max Rate	8.25%

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 8, 2020
Property Address	10425 STERN AVE, CUPERTINO, CA 95014-3686
Document Number	0024604681
Map Reference	MB 40 PG 29&30
Instrument Date	Aug 11, 2020
Instrument	24604681
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10425 STERN AVE, CUPERTINO, CA 95014-3686

Mortgage

Document Number	0024604682
Date	Sep 8, 2020
Instrument	24604682

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2040

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 8, 2020
Property Address	10425 STERN AVE, CUPERTINO, CA 95014-3686
Document Number	0024604683
Instrument Date	Aug 11, 2020
Instrument	24604683
Transaction Type	Transfer
Record Updated	Sep 17, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10425 STERN AVE CUPERTINO CA 950143686, CUPERTINO, CA 95014-3686

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 22, 2020
Property Address	10425 STERN AVE, CUPERTINO, CA 95014-3686
Document Number	0024513890
Instrument Date	Mar 9, 2020
Instrument	24513890
Transaction Type	Transfer
Record Updated	Jul 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10425 STERN AVE CUPERTINO CA 950143686, CUPERTINO, CA 95014-3686

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$17,679.00 (+2.96%) Homeowner's exemption	$1,424,868 (+4.04%) Land $649,119 Building $775,749
2024	$17,171.00 (+1.12%)
2023	$16,981.00 (+1.8%) Homeowner's exemption	$1,369,541 Land $623,914 Building $745,627
2022	$16,680.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1980–1998)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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