Hernando County property record for 10425 Monarch St, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,348 sqft · built 1983 |
| Lot Size | 0.319 acres (13,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $145,000 (Jul 2021) |
| Tax Bill | $3,213 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5150-0959-0150 |
| Primary APN | R32-323-17-5150-0959-0150 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,348 sqft Living Area |
| Gross Area | 2,295 sqft |
| 1st Floor Area | 1,348 sqft |
| Flooring | Combination, Other |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 13,900 sqft (0.319 acres) |
| Lot Dimensions | 125 ft deep x 112 ft wide |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 392 sqft |
|---|---|
| Porch | Screened Porch |
| Porch Area | 1,268 sqft |
| Deck Area | 84 sqft |
| Patio Area | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00591167 |
|---|---|
| Street Address | 10425 MONARCH ST |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-4247 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 15 BLK 959 LOT 15 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 15 |
| Legal Block | 959 |
| Legal Lot Number | 15 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 41105 |
10425 Monarch St is owned and occupied by two individuals who bought it in July 2021.
Source: Hernando County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10425 MONARCH ST, SPRING HILL, FL 34608-4247 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 27, 2021 · Amount on File |
| Deed Sale | Jul 27, 2021 · Amount on File |
| Deed Document Number | 202155902 |
| Deed Book / Page | 4031 / 1937 |
| Prior Transfer Date | Jul 14, 2011 |
| Prior Transfer Doc | 0028360073 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 27, 2021 |
| Property Address | 10425 MONARCH ST, SPRING HILL, FL 34608-4247 |
| Document Number | 0040311937 |
| Book / Page | 4031 / 1937 |
| Map Reference | MB 9 PG 10 |
| Instrument Date | Jul 16, 2021 |
| Instrument | 2021055902 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Title Company | MY HOME TITLE SERVICES INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,015.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10418 LEAR ST, 10418, SPRING HILL, FL 34608-4151 |
| Name | Verified Name |
|---|---|
| Address | 10425 MONARCH ST, SPRING HILL, FL 34608-4247 |
| Document Number | 40311939 |
|---|---|
| Date | Jul 27, 2021 |
| Instrument | 4031/1939 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 10425 Monarch St was $3,213 with a homeowner's exemption.
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,213.00 Homeowner's exemption | $216,110 Land $49,484 Building $166,626 | $216,110 Land $49,484 Building $166,626 |
| 2023 | $208,083 (+9.94%) Land $49,482 Building $158,601 | ||
| 2022 | $2,559.00 | $189,268 Land $27,383 Building $161,885 | $208,083 Land $41,005 Building $167,078 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10425 Monarch St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10425 Monarch St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: AT&T.
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