10425 203rd Ave E, Sumner (Bonney Lake), WA 98391 Property Records

Pierce County property record for 10425 203rd Ave E, Sumner, WA 98391

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,339 sqft · built 2003
Lot Size	0.222 acres (9,650 sqft)
Owner	Individual Name on Record
Last Sale	$204,000 (Jul 2013)
Tax Bill	$4,880 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`693640-1-160`

Property Details

APN / Parcel Number

Primary APN	`693640-1-160`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,339 sqft Living Area
Gross Area	412 sqft
Basement Area	460 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2006
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	9,650 sqft (0.222 acres)
Garage Type	Attached
Garage Area	412 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Slab
Porch Area	568 sqft
Deck Area	412 sqft
Patio Area	412 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	10425 203RD AVE E
City	SUMNER
State	WA
Zip	98391-5912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MSF
Legal Description	SECTION 03 TOWNSHIP 19 RANGE 05 QUARTER 31 PONDEROSA ESTATES DIV # 4 L 318 EASE OF RECORD
Legal Range	05
Legal Township	19
Legal Section	03
Legal Subdivision	PONDEROSA ESTATES DIV # 4
Legal Lot Number	318
Legal Unit	4
Jurisdiction	PIERCE WA
Township / Civil Division	PUYALLUP
Census Block Group	4
Census Block	4016
Census Tract	70310

Owner

Source: Pierce County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10425 203RD AVE E, BONNEY LAKE, WA 98391-5912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Jul 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Oct 18, 2017	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2013 · Amount on Record
Deed Sale	Jul 8, 2013 · Amount on Record
Prior Sale	Mar 24, 2003 · Amount on Record
Deed Document Number	2013990
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10425 203RD AVE E, SUMNER, WA 98391-5912
Transaction Type	Mortgage
Record Updated	Apr 21, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007120046
Date	Jul 12, 2021
Instrument	202107120046

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10425 203RD AVE E, SUMNER, WA 98391-5912
Document Number	2007171062
Instrument Date	Jul 14, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10425 203RD AVE E BONNEY LAKE WA 983915912, BONNEY LAKE, WA 98391-5912

Mortgage

Document Number	2007171062
Date	Jul 17, 2020
Instrument	202007171062

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	10425 203RD AVE E, SUMNER, WA 98391-5912
Document Number	1710230162
Instrument Date	Oct 18, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017
Title Company	TICOR TITLE INSURANCE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10425 203RD AVE E BONNEY LAKE WA 983915912, BONNEY LAKE, WA 98391-5912

Mortgage

Document Number	1710230162
Date	Oct 23, 2017
Instrument	201710230162

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 22, 2047

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Sumner School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$426,200 (+10.02%) Land $157,900 Building $268,300	$426,200 (+10.02%) Land $157,900 Building $268,300
2025	$4,880.00 (+15.91%)
2024	$4,210.00 (-0.26%)	$387,400 (-3.63%) Land $159,800 Building $227,600	$387,400 (-3.63%) Land $159,800 Building $227,600
2023	$4,221.00	$402,000 Land $163,600 Building $238,400	$402,000 Land $163,600 Building $238,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650
Water Source	Purchased surface water from CITY OF TACOMA WATER DIVISION
Last State Inspection	Oct 2021
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Skynet Broadband, Verizon.

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