10424 Williams Rd, Montague, MI 49437 Property Records

Muskegon County property record for 10424 Williams Rd, Montague, MI 49437

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,394 sqft · built 2000
Lot Size	4.55 acres (198,198 sqft)
Owner	2 Individual Names on File
Last Sale	$168,000 (Jun 2019)
Tax Bill	$4,021 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01112400000400`

Property Details

APN / Parcel Number

Primary APN	`01112400000400`
Alternative APN	`61-01-112-400-0004-00`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	2 Stories
Building Area	2,394 sqft Living Area
1st Floor Area	1,176 sqft
Basement Area	1,176 sqft
Unfinished Basement	1,176 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Lot Area	198,198 sqft (4.55 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10424 WILLIAMS RD
City	MONTAGUE
State	MI
Zip	49437-9730
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE RIVER TOWNSHIP SEC 12 T12N R18W THE S 300 FT OF THE W 1/2 OF NW 1/4 SE 1/4
Legal Range	18W
Legal Township	12N
Legal Section	12
Jurisdiction	MUSKEGON MI
Township / Civil Division	WHITE RIVER
Census Block Group	1
Census Block	1019
Census Tract	3900

Owner

10424 Williams Rd is owned and occupied by two individuals who bought it in June 2019.

Source: Muskegon County records, as of June 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10424 WILLIAMS RD, MONTAGUE, MI 49437-9730
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Jun 25, 2019	Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on File
Deed Sale	Jun 25, 2019 · Amount on File
Prior Sale	Feb 22, 2010 · Amount on File
Deed Document Number	20195658756
Deed Book / Page	4193 / 27
Prior Transfer Date	Jun 13, 2008
Prior Transfer Doc	0005285482
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MUSKEGON MI
Property Address	10424 WILLIAMS RD, MONTAGUE, MI 49437-9730
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004240/802
Date	Dec 1, 2020
Book Page	4240/802
Instrument	5706484

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2035

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MUSKEGON MI
Recording Date	Jun 25, 2019
Property Address	10424 WILLIAMS RD, MONTAGUE, MI 49437-9730
Document Number	0005658756
Book / Page	004193 / 000027
Instrument Date	Jun 21, 2019
Instrument	5658756
Transaction Type	Transfer
Record Updated	Jul 16, 2019
Title Company	CHICAGO TITLE/MI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,444.80
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10424 WILLIAMS RD MONTAGUE MI 494379730, MONTAGUE, MI 49437-9730

Mortgage

Document Number	5658757
Date	Jun 25, 2019
Book Page	004193/000028
Instrument	5658757

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 24, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 10424 Williams Rd was $4,021 with a homeowner's exemption, up 2.4% from the year before.

Source: Muskegon County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Muskegon County
County Subdivision	White River Township
Unified School District	Montague Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$234,600 (+4.97%)	$469,200 (+4.97%)
2025	$4,021.00 (+2.42%) Homeowner's exemption	$223,500	$447,000
2024	$3,926.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10424 Williams Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1985–2019)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2019 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10424 Williams Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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