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10424 S Torrence Ave, Chicago, IL 60617 Property Records

Cook County property record for 10424 S Torrence Ave, Chicago, IL 60617

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,040 sqft · built 1965
Lot Size0.072 acres (3,125 sqft)
OwnerIndividual Name on File
Tax Bill$356 (2023)
Deeds & MortgagesJun 2020 Mortgage
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN25-12-443-030

Property Details

APN / Parcel Number

Primary APN25-12-443-030
Alternative APN
  • 25-12-443-030-0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,040 sqft Living Area
1st Floor Area1,040 sqft

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1967
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area3,125 sqft (0.072 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address10424 S TORRENCE AVE
CityCHICAGO
StateIL
Zip60617-5756
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-3
Legal DescriptionCHARLES H (NIX) ADD TO (SOUTH) (CHICAGO) SUB BY (CALU MET) & CHICAGO CANAL & DOCK CO IN SEC 07-37-15 & SE SE SEC 12-37-14
Legal Range15E
Legal Township37N
Legal Section07
Legal SubdivisionNIX ADD TO SOUTH CHICAGO
Legal Block1
Legal Lot Number11
JurisdictionCOOK IL
Township / Civil DivisionCHICAGO
Census Block Group2
Census Block2025
Census Tract838800

Owner

10424 S Torrence Ave is owned and occupied by an individual who acquired it in October 2018.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address10424 S TORRENCE AVE, CHICAGO, IL 60617-5756
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 30, 2020Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS
Oct 5, 2018Quit Claim Deed, Mortgage · VA Mortgage
VETERANS UNITED HM LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 5, 2018
Deed SaleOct 5, 2018
Deed Document Number201844002
Prior Transfer DateSep 7, 2018
Prior Transfer Doc0000044002
Record UpdatedOct 29, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address10424 S TORRENCE AVE, CHICAGO, IL 60617-5756
Document Number2024407033
Instrument DateJun 30, 2020
Transaction TypeMortgage
Record UpdatedSep 11, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10424 S TORRENCE AVE CHICAGO IL 606175756, CHICAGO, IL 60617-5756

Mortgage

Document Number2024407033
DateAug 31, 2020
Instrument24407033
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueAug 30, 2035
Interest
Rate TypeFixed Rate
Rate2.75%

October 2018: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionCOOK IL
Recording DateOct 5, 2018
Property Address10424 S TORRENCE AVE, CHICAGO, IL 60617-5756
Document Number1827844002
Instrument DateSep 7, 2018
Instrument27844002
Transaction TypeMortgage
Record UpdatedJan 16, 2019
Title CompanyOTHER

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10424 S TORRENCE AVE CHICAGO IL 606175756, CHICAGO, IL 60617-5756

Mortgage

Document Number1827844003
DateOct 5, 2018
Instrument27844003
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount on Record
Term180 Months
DueOct 4, 2033
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
MunicipalityChicago City
Unified School DistrictChicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,301 Land $1,563 Building $10,738$123,010 Land $15,630 Building $107,380
2023$356.00 (+9.54%)
2022$325.00 Homeowner's exemption Senior Citizen's exemption$4,999 Land $1,718 Building $3,281$49,990 Land $17,180 Building $32,810

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10424 S Torrence Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2014)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10424 S Torrence Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHICAGO
serves 2,721,308 people · EPA ID IL0316000
Water SourceSurface water
Last State InspectionMar 2026
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable		1,500 / 50
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T, T-Mobile.

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