10424 Oakside Dr, North Chesterfield (Richmond), VA 23237 Property Records

Chesterfield County property record for 10424 Oakside Dr, North Chesterfield, VA 23237

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,178 sqft · built 1997
Lot Size0.358 acres (15,594 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Aug 2026)
Tax Bill$3,585 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Jun 2026 Construction Loan
Flood ZoneZone X (minimal risk)
APN779-66-19-05-300-000

Property Details

APN / Parcel Number

Primary APN779-66-19-05-300-000
Alternative APNs
  • 096110700000021
  • 243197001

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,178 sqft Finished Area
Utility Area768 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleTraditional
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area15,594 sqft (0.358 acres)
Garage Area484 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Deck Area188 sqft
Patio Area188 sqft
Balcony Area24 sqft
Shed1 Shed
Shed Area768 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number243197001
Street Address10424 OAKSIDE DR
CityNORTH CHESTERFIELD
StateVA
Zip23237-3983
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12 - SING
Legal DescriptionNORTH OAKS SEC B 000-021
Legal SubdivisionNORTH OAKS
Legal Lot Number21
JurisdictionCHESTERFIELD VA
Township / Civil DivisionBERMUDA
Census Block Group3
Census Block3001
Census Tract100823

Owner

Source: Chesterfield County records, as of August 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address10424 OAKSIDE DR, NORTH CHESTERFIELD, VA 23237-3983
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 6, 2026Bargain and Sale Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 10, 2026Deed of Trust, Mortgage · Construction Mortgage
FIRST BANK AND TRUST COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2026 · Amount on Record
Deed SaleAug 6, 2026 · Amount on Record
Prior SaleMay 29, 1997 · Amount on Record
Deed Document Number202628866
Deed Book / Page15337 / 332
Record UpdatedSep 20, 2026

August 2026: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionCHESTERFIELD VA
Recording DateAug 6, 2026
Property Address10424 OAKSIDE DR, NORTH CHESTERFIELD, VA 23237-3983
Document Number0000028866
Book / Page15337 / 332
Instrument DateAug 3, 2026
Instrument202628866
Transaction TypeTransfer
Record UpdatedAug 20, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$43,935.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10424 OAKSIDE DR, NORTH CHESTERFIELD, VA 23237-3983

Mortgage

Document Number0000028867,
DateAug 6, 2026
Book Page15337/336
Instrument202628867
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Rate TypeFixed Rate
Rate6.49%
Initial TypeFixed Rate
Max Rate-1%

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Recording DateJun 10, 2026
Property Address10424 OAKSIDE DR, NORTH CHESTERFIELD, VA 23237-3983
Document Number0000021344
Book / Page15279 / 526
Instrument DateJun 5, 2026
Instrument202621344
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address10424 OAKSIDE DR, NORTH CHESTERFIELD, VA 23237-3983

Mortgage

Document Number0000021344,
DateJun 10, 2026
Book Page15279/526
Instrument202621344
Lender
NameFIRST BANK AND TRUST COMPANY
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 10, 2027
Interest
Rate6.75%
Max Rate-1%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,585.00 (+10.82%)$400,100 (+2.17%) Land $68,000 Building $332,100$400,100 (+2.17%) Land $68,000 Building $332,100
2025$391,600 (+11%) Land $65,000 Building $326,600$391,600 (+11%) Land $65,000 Building $326,600
2023$3,235.00$352,800 Land $58,000 Building $294,800$352,800 Land $58,000 Building $294,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHESTERFIELD CO CENTRAL WATER SYSTEM
serves 389,897 people · EPA ID VA4041845
Water SourceSurface water
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880

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