Frederick County property record for 10422 Putman Rd, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,920 sqft · built 1956 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $139,000 (Nov 2000) |
| Tax Bill | $3,885 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 20-396431 |
| Primary APN | 20-396431 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,920 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 39,204 sqft (0.9 acres) |
| Porch | Open Porch |
| Porch Area | 180 sqft |
| Deck Area | 216 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Connected |
| Account Number | 396431 |
|---|---|
| Street Address | 10422 PUTMAN RD |
| City | THURMONT |
| State | MD |
| Zip | 21788-2733 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 0.90 AC W/S PUTMAN RD. N. OF MT. DALE RD. |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 20, LEWISTOWN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 751302 |
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10422 PUTMAN RD, THURMONT, MD 21788-2733 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2000 · Amount on Record |
| Deed Sale | Nov 1, 2000 · Amount on Record |
| Prior Sale | Feb 18, 1997 |
| Deed Document Number | 20006964 |
| Deed Book / Page | 2774 / 1017 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 10422 PUTMAN RD, THURMONT, MD 21788-2733 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0119100307 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 11910/0307 |
| Instrument | 11910-0307 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14203 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2032 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,600 (+30.73%) | $431,000 (+19.26%) Land $181,600 Building $249,400 | |
| 2025 | $3,885.00 (+15.32%) | ||
| 2023 | $3,369.00 Homeowner's exemption | $294,200 | $361,400 Land $110,200 Building $251,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (2003–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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