10421 Saint John Dr, Algonac, MI 48001 Property Records

St. Clair County property record for 10421 Saint John Dr, Algonac, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 bd · 4.5 ba · 2,898 sqft
Lot Size	0.219 acres (9,540 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Sep 2018)
Tax Bill	$5,045 (2025)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-14-568-0019-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-568-0019-000`

Interior

Bedrooms	2 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	2,898 sqft Living Area
1st Floor Area	1,656 sqft

Exterior

Lot Area	9,540 sqft (0.219 acres)
Lot Dimensions	239 ft deep x 40 ft wide
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	10421 SAINT JOHN DR
City	ALGONAC
State	MI
Zip	48001-4243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 23 SUP N CHANNEL COLONY PLAT FRAC SEC 1 & PC 203 T2N R15E
Legal Range	15E
Legal Township	02N
Legal Section	01
Legal Subdivision	SUPRVRS NORTH CHANNEL COLONY
Legal Lot Number	23
Legal Unit	23
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2006
Census Tract	647000

Owner

Source: St. Clair County records · APN 74-14-568-0019-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	614 WEST BLVD, MARINE CITY, MI 48039-1570
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 06, 2018 · Amount on Record
Deed Sale	Sep 06, 2018 · Amount on Record
Deed Document Number	201820118
Deed Book / Page	4985 / 742
Last Transfer Date	Apr 01, 2021
Transfer Doc	0005345821
Record Updated	Jun 08, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 02, 2021
Property Address	10421 SAINT JOHN DR, ALGONAC, MI 48001-4243
Document Number	0005345821
Book / Page	5345 / 821
Map Reference	LB 53 PG 25
Instrument Date	Apr 01, 2021
Instrument	2021009866
Transaction Type	Transfer
Record Updated	Aug 02, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10421 SAINT JOHN DR, CLAY, MI 48001-4243

Mortgage

Document Number	2021009867
Date	Apr 02, 2021
Instrument	2021009867

Lender

Name	NORTHSTAR BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	May 01, 2026
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.75%
Index	1-Year LIBOR
Max Rate	9.75%

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,045.00 (-27.62%)	$182,100 (+61.29%)
2024	$6,970.00 (+155.97%)		$364,200 (+61.29%)
2023		$112,900
2022	$2,723.00		$225,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 143 policies
Nearby Flood Policies	143 in force
Nearby Flood Claims	77 (1985–2024)
Claims Outside the SFHA	56 of 77
Most Recent Claim	Jan 2024

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Based on FCC filings for 249 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CLAY TOWNSHIP serves 9,866 people
Water Source	Purchased surface water from CITY OF ALGONAC
Last State Inspection	May 2021
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.