1042 W 37th St, Lorain, OH 44052 Property Records

Lorain County property record for 1042 W 37th St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,134 sqft · built 1960
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,084 (2025)
Deeds & Mortgages	May 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-01-006-189-015`

Property Details

APN / Parcel Number

Primary APN	`02-01-006-189-015`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,134 sqft Living Area
1st Floor Area	1,134 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1968
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	72 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1042 W 37TH ST
City	LORAIN
State	OH
Zip	44052-5114
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KUCIREK ACRES FRNT 0075.00 DPTH 0150.00
Legal Subdivision	KUCIREK ACRES FRNT
Legal Tract	1
Legal Block	189
Legal Lot Number	11
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2013
Census Tract	23500

Owner

Source: Lorain County records · APN 02-01-006-189-015

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1042 W 37TH ST, LORAIN, OH 44052-5114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1042 W 37TH ST, LORAIN, OH 44052-5114
Transaction Type	Mortgage
Record Updated	Apr 26, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000914162
Date	May 01, 2023
Instrument	2023-0914162

Lender

Name	FIRST FED SAVINGS & LOAN ASSN OF LORAIN
Type	Bank
Address	LORAIN, OH 44053

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 25, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,084.00	$49,160 (%) Land $10,500 Building $38,660	$140,460 (-) Land $30,000 Building $110,460
2024	$1,084.00 (-22.9%)	$49,161 (+34.81%) Land $10,500 Building $38,661	$140,460 (+34.81%) Land $30,000 Building $110,460
2023	$1,406.00 (-0.64%)	$36,467 (-0.01%) Land $10,399 Building $26,068	$104,190 (-) Land $29,710 Building $74,480
2022	$1,415.00	$36,470 Land $10,400 Building $26,070
2021			$104,190 Land $29,710 Building $74,480

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Cogeco Cable Holdings II.

Based on FCC filings for 259 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	LORAIN CITY PWS serves 64,152 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.