Brevard County property record for 1042 Tortoise Cv, Melbourne, FL 32935
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,856 sqft · built 1996 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $30,000 (Apr 1996) |
| Tax Bill | $2,258 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Nov 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-20-04-A-9 |
| Primary APN | 27-37-20-04-A-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,856 sqft Living Area |
| Gross Area | 2,615 sqft |
| 1st Floor Area | 1,856 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 118 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 297 sqft |
| Deck Area | 590 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2734997 |
|---|---|
| Street Address | 1042 TORTOISE CV |
| City | MELBOURNE |
| State | FL |
| Zip | 32935-5257 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | A REPLAT OF HIDDEN HARBOUR TRACT 1 LOT 9 BLK A |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 20 |
| Legal Subdivision | A REPLAT OF HIDDEN HARBOUR TRACT 1 |
| Legal Tract | 1 |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 64302 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1042 TORTOISE CV, MELBOURNE, FL 32935-5257 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 22, 2020 | Deed of Trust, Mortgage · VA Mortgage ARC HOME LLC |
| Nov 22, 2017 | Deed of Trust, Mortgage · VA Mortgage FIRST DIRECT LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 29, 1996 · Amount on Record |
| Deed Sale | Apr 29, 1996 · Amount on Record |
| Deed Book / Page | 3565 / 2875 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1042 TORTOISE CV, MELBOURNE, FL 32935-5257 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 1042 TORTOISE CV, MELBOURNE, FL 32935-5257 |
| Document Number | 0089591764 |
|---|---|
| Date | Dec 22, 2020 |
| Book Page | 8959/1764 |
| Instrument | 2020286890 |
| Name | ARC HOME LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 1042 TORTOISE CV, MELBOURNE, FL 32935-5257 |
| Document Number | 0080440669 |
| Book / Page | 008044 / 000669 |
| Instrument Date | Nov 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1042 TORTOISE CV MELBOURNE FL 329355257, MELBOURNE, FL 32935-5257 |
| Document Number | 0080440669 |
|---|---|
| Date | Dec 8, 2017 |
| Book Page | 008044/000669 |
| Instrument | 255117 |
| Name | FIRST DIRECT LNDG |
|---|---|
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 7, 2047 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,110 (+2.7%) | $355,640 (-2.31%) | |
| 2025 | $2,258.00 (+8.71%) Homeowner's exemption | $162,720 (+5.98%) | $364,040 (+6.38%) Land $75,000 Building $289,040 |
| 2023 | $2,077.00 (+7.17%) Homeowner's exemption | $153,540 (+3%) | $342,220 (+0.13%) Land $72,000 Building $270,220 |
| 2022 | $1,938.00 Homeowner's exemption | $149,070 | $341,790 Land $72,000 Building $269,790 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 9 (1994–2024) |
| Claims Outside the SFHA | 7 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 524 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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