1042 Shell Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 1042 Shell Ln, Winter Haven, FL 33880 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,000 sqft · built 1977
Lot Size0.165 acres (7,205 sqft)
Owner2 Individual Names on File
Last Sale$51,500 (Aug 2003)
Tax Bill$99 (2025)
Deeds & MortgagesFeb 2023 Line of Credit
Jul 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN26-29-17-689920-000350

Property Details

APN / Parcel Number

Primary APN26-29-17-689920-000350
Alternative APNs
  • 172926689920000350
  • 72926000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,000 sqft Living Area
1st Floor Area1,000 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialOther
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area7,205 sqft (0.165 acres)
Lot Dimensions100 ft deep x 72 ft wide
View / LotCommercial/Industrial
Garage TypeCarport
Garage Area240 sqft
CarportCarport
Carport Area240 sqft
PorchScreened/Unfinished Porch
Porch Area310 sqft
Utility Building108 sqft

Location & Zoning

Street Address1042 SHELL LN
CityWINTER HAVEN
StateFL
Zip33880-5753
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEECH HAVEN ESTATES ADD PB 63 PG 47 LOT 35
Legal Range26E
Legal Township29S
Legal Section17
Legal SubdivisionBEECH HAVEN ESTATES ADDITION
Legal Tract689920
Legal Block2
Legal Lot Number35
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2001
Census Tract14502

Owner

Source: Polk County records · APN 26-29-17-689920-000350

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1042 SHELL LN, WINTER HAVEN, FL 33880-5753
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 08, 2023Deed of Trust, Mortgage · Line of Credit
SOUTH STATE BANK NA
Jul 03, 2018Deed of Trust, Mortgage · Conventional with PMI
CENTERSTATE BK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 14, 2003 · Amount on Record
Deed SaleAug 14, 2003 · Amount on Record
Deed Document Number2003161696
Deed Book / Page5472 / 1822
Record UpdatedSep 20, 2026

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1042 SHELL LN, WINTER HAVEN, FL 33880-5753
Transaction TypeMortgage
Record UpdatedFeb 16, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1042 SHELL LN, WINTER HAVEN, FL 33880-5753
InvestorPossibly a Property Investor

Mortgage

Document Number0000030061
DateFeb 08, 2023
Book Page12576/526
Instrument2023030061
Lender
NameSOUTH STATE BANK NA
TypeBank
AddressWINTER HAVEN, FL 33880
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJan 20, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address1042 SHELL LN, WINTER HAVEN, FL 33880-5753
Document Number0105500067
Instrument DateJul 03, 2018
Transaction TypeMortgage
Record UpdatedJul 27, 2018
Title CompanyFLORIDA PROFESSIONAL TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1042 SHELL LN WINTER HAVEN FL 338805753, WINTER HAVEN, FL 33880-5753

Mortgage

Document Number0105500067
DateJul 16, 2018
Book Page010550/000067
Instrument150911
Lender
NameCENTERSTATE BK NA
TypeBank
AddressNW WINTER HAVEN, FL 33881
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJul 15, 2033

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$99.00 (-82.03%) Homeowner's exemption$32,678 (+5.99%)$137,669 (-5.56%) Land $6,300 Building $131,369
2023$551.00 (+8.25%) Homeowner's exemption$30,832 (+3%)$145,777 (+11.35%) Land $6,100 Building $139,677
2022$509.00 Homeowner's exemption$29,934$130,921 Land $5,100 Building $125,821

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims3 (2004–2022)
Most Recent ClaimSep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm
  • Hurricane Ian, Sep 2022 · 2 claims

Wildfire

Wildfire RiskModerate
above 59% of the US · above 31% of Florida
Wildfire LikelihoodAbout 1 in 610 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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