Polk County property record for 1042 Shell Ln, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,000 sqft · built 1977 |
| Lot Size | 0.165 acres (7,205 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $51,500 (Aug 2003) |
| Tax Bill | $99 (2025) |
| Deeds & Mortgages | Feb 2023 Line of Credit Jul 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-17-689920-000350 |
| Primary APN | 26-29-17-689920-000350 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Flooring | Terrazzo |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 7,205 sqft (0.165 acres) |
| Lot Dimensions | 100 ft deep x 72 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 240 sqft |
| Carport | Carport |
| Carport Area | 240 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 310 sqft |
| Utility Building | 108 sqft |
| Street Address | 1042 SHELL LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-5753 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEECH HAVEN ESTATES ADD PB 63 PG 47 LOT 35 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 17 |
| Legal Subdivision | BEECH HAVEN ESTATES ADDITION |
| Legal Tract | 689920 |
| Legal Block | 2 |
| Legal Lot Number | 35 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 14502 |
Source: Polk County records · APN 26-29-17-689920-000350
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1042 SHELL LN, WINTER HAVEN, FL 33880-5753 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 08, 2023 | Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA |
| Jul 03, 2018 | Deed of Trust, Mortgage · Conventional with PMI CENTERSTATE BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2003 · Amount on Record |
| Deed Sale | Aug 14, 2003 · Amount on Record |
| Deed Document Number | 2003161696 |
| Deed Book / Page | 5472 / 1822 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1042 SHELL LN, WINTER HAVEN, FL 33880-5753 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1042 SHELL LN, WINTER HAVEN, FL 33880-5753 |
| Investor | Possibly a Property Investor |
| Document Number | 0000030061 |
|---|---|
| Date | Feb 08, 2023 |
| Book Page | 12576/526 |
| Instrument | 2023030061 |
| Name | SOUTH STATE BANK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jan 20, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1042 SHELL LN, WINTER HAVEN, FL 33880-5753 |
| Document Number | 0105500067 |
| Instrument Date | Jul 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2018 |
| Title Company | FLORIDA PROFESSIONAL TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1042 SHELL LN WINTER HAVEN FL 338805753, WINTER HAVEN, FL 33880-5753 |
| Document Number | 0105500067 |
|---|---|
| Date | Jul 16, 2018 |
| Book Page | 010550/000067 |
| Instrument | 150911 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | NW WINTER HAVEN, FL 33881 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 15, 2033 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $99.00 (-82.03%) Homeowner's exemption | $32,678 (+5.99%) | $137,669 (-5.56%) Land $6,300 Building $131,369 |
| 2023 | $551.00 (+8.25%) Homeowner's exemption | $30,832 (+3%) | $145,777 (+11.35%) Land $6,100 Building $139,677 |
| 2022 | $509.00 Homeowner's exemption | $29,934 | $130,921 Land $5,100 Building $125,821 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050145022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2004–2022) |
| Most Recent Claim | Sep 2022, rainfall accumulation, Hurricane Ian |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 59% of the US · above 31% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 610 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 122 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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